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IT’S THE LAW-Designation Discrimination is Illegal [FIRREA, Sec. 564.6]:  Professional Association Membership: Membership in an appraisal
organization:  A State Certified General Appraiser may not be excluded from consideration for an assignment for a federally related transaction by
virtue of membership or lack of membership in any particular appraisal organization
(Including the Appraisal Institute  (AKA mai)

Appraisal Institute MAI vs Curtis D. Harris BS CGREA REB

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Probate Referee-Applicants for appointment must possess threshold academic and/or relevant professional experience in order to take the examination and be
considered for appointment. Applicants must meet at least one of the following criteria:  
Bachelor's degree plus at least thirty (30) class hours in appraisal/valuation classes; or
2,000 hours of experience within a four year period appraising real and/or personal property; or
Certified as an appraiser by the California Office of Real Estate Appraisers, the Appraisal Institute or the American Society of Appraisers; or
Attorney with a minimum of three (3) years as a member of the California State Bar; or
Certified Public Accountant with a minimum of three (3) years as a licensed CPA in California

What, in the world, are they Doing wRONG? Appraisal Institute suffers another loss! "AI commercial database bites the dust." Appraisal Institute (AI) will be closing
down the AI Commercial Database on November 1, 2005.

THE CALM BEFORE THE STORM!
Appraisal Institute's (
mai) Top Dog (John Ross, CEO) Jumps Ship
Ross: "After nine years with the organization,
I feel that the timing is good for me to explore other opportunities."  

Ross: "
I’d like to see the organization (the appraisal institute) strengthen its ties with the academic community. The profession needs to focus now on
developing more theoretically based tools and on things like
behavioral finance and economics – which is ultimately what dictates the operation of markets. I’ve often
stated that the mark of any profession is in the development of new theory, and in my estimation
there have been few, if any, advances in this regard in the
appraisal profession for the last 25 years or more
. I’d like to see the Appraisal Institute more involved in some way in such thought creation."

Are predetermined Appraisal ADJUSTMENTS Legal/Ethical?  Please see attached Predetermined adjustments provided by Curtis - Rosenthal, Inc.
(MAI Appraiser Los
Angeles) LLC. an MAI Firm.  You be the judge and get back with us or call them for this years update.  If your property was
acquired by the Los Angeles World Airport (LAWA) you had better read this!

"Posted by Appraisal Police on July 10, 2006 at 00:33:42:
In Reply to: Predetermined Adjustments posted by Cochise on July 09, 2006 at 19:26:17:
Fannie Mae Single Family Selling Guide
Part XI: Property and Appraisal Guidelines
XI, Chapter 4: Reviewing the Appraisal Report (11/08/04)
XI, 406: Sales Comparison Approach to Value (01/31/06)
XI, 406.03: Adjustments to Comparable Sales (06/30/02)
Each comparable sale that is used in the sales comparison approach to value must be analyzed for differences and similarities between it and the property that is
being appraised. The appraiser must base his or her analysis and any adjustments to the comparable sales on the market data for the particular neighborhood and
for competing locat1ons—not on predetermined or assumed dollar adjustments. If an appraiser's adjustments to comparable sales (or the reconciliation of the
comparable sales) are based on unsupported assumptions or personal opinion that cannot be supported by market data, poor quality appraisals that could have a
discriminatory effect may result."

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Dateline:
INTERNATIONAL RIGHT OF WAY ASSOCIATION (IRWA)
Chapter 1 –Los Angeles County
2006 Annual Fall Seminar

Tuesday, October 24, 2006
Quiet Cannon, Montebello, CA

The Los Angeles World Airport's (LAWA) Director of Economic Development admits that the Manchester Square “Voluntary Purchase” Program is a part of LAWA’s Master Plan.   This statement
was supported by one staff member who presented maps indicating that this area has been set aside for parking.  

This Freudian slip of the tough could have major legal consequences since under the agencies “voluntary purchase program” homeowners were not paid Fair Market Value which is “the highest
price” required by State Law in condemnation cases.   

For years Vivian Howell, an IRWA and LAWA mucky muck, has stated that we are not going to pay them “the highest price” because this is a voluntary program.  

This in addition to using unethical appraisal practices like using unqualified appraisal trainees, consultants colluding on values, standardized comparable adjustments, and in some cases-
appraising of property based upon it's existing use, rather than it's “highest and best use.”   It is estimated that these combined, secret practices, have cost property owners millions.

The Director also stated that he foresaw a number of inverse condemnation cases being filed against the agency, by current residents, because the LAWA project has left their neighborhood in
a shambles.

If you are a homeowner, property, or seller of property to LAWA in this area we strongly suggest that you contact a qualified Real Estate Condemnation Attorney, or Relocation Expert, and
demand a full hearing into these issues.  


Cochise
Commercial Appraiser



Posted by Cochise
Commercial Appraiser
It appears that discrimination is something that the Appraisal Institute knows a lot about.  In fact they use to be called T
he American Institute of Real Estate
Appraisers
until they were sued, for discrimination, by the Federal Government.  They then changed their name to the Appraisal Institute, same pig, different shade of
lipstick.
 (The MAI Appraiser Standard,  Larry A Mc Coy, MAI)  Application Local governments are not immune from proscriptions of Title VIII, and may be sued.
United States v Black Jack ... provides for actions against states and political subdivisions as well as actions against private transactions and practices;
comprehensive purpose of Fair Housing Act)... would be diluted if it were to apply only to actions of private individuals and entities. ... applies to appraisers of real
estate. United States v American Institute of Real Estate Appraisers etc. (1977, ND Ill) 442 F Supp 1072, 24 FR Serv 2d 880, app dismd (CA7 Ill) 590 F2d 242, 48
ALR Fed 657. 42 USCS ? 3604(a, b, d)’

How many errors can you find in this appraisal prepared by Jeffrey T. Nagasaki, MAI of Lea Associates.  They also perform similar low quality work for the Los
Angeles Unified School District and the County of Los Angeles. (Condemnation Appraiser, Inverse Condemnation Appraiser)

HOW TO CONDUCT A MAI (MADE AS INSTRUCTED?) APPRAISAL
Quote from David Rosenthal, MAI
Here are some tips from seasoned practitioner, David Rosenthal, MAI (Managing Director of Curtis-Rosenthal, LLC) that can help make your next appraisal
experience easy and productive.

"4.  
Supply all of your market data, up front. Nothing says that your appraiser has to independently find all of the relevant market information. Data is data, so
make the job easier and share any market data that you have already
developed. The appraiser will decide which data to use and how to best use it. Give your
appraiser a running start with the benefit of your advance research."

The  Great Texas Bank Job
"The FIRREA Cover Up - FDIC / RTC   The South West Scam
The  Whitewaters  &  Castle Grandes  of   Texas  and   ALL  Across  America
The S&L Gold Rush - The Lack Of Public Accounting

If the bank’s board of directors were the ones doing the looting, however, they readily hired a pliant appraiser to cook up whatever appraisal value they wanted.  
Behind every fraudulent loan was a fraudulent appraisal.  It is nearly impossible for appraisers to render independent appraisals if the people hiring them do not want
one.  When I was in public accounting, auditors joked that MAI stood for “Made As Instructed.”  The commercial appraisals were largely worthless because they were
not independently rendered.  It is so obvious that it should be beneath mention, but that situation still exists.  

Even if the bank could not find a bona fide buyer, it was supposed to write down the property to fair market value on the books, taking the loss on its financial
statements.  The S&L industry, however, was in dire straits.  Reporting a commercial loss on the deal would not look good, and might get bank regulators, auditors
and others asking questions.  Here is what the bank did to hide its loss.  Another developer showed up, with similar delusions of grandeur and an equally pitiful
pipedream, except his was twice as large.  He wanted a $6 million construction loan.  The bank hired an appraiser to concoct the appraisal for the original empty strip
mall that valued it at $5 million, even higher than the original pie-in-the-sky price tag that the original developer dreamed up.  
The MAI commercial appraiser
would appraise it for whatever number the bank wanted.
 The bank would tell the second developer that it would loan him the $6 million if he would buy the
empty strip mall for $5 million.  The bank would loan the developer the money to make the down payment on the empty strip mall, and the first two years of loan
payments.  The developer never got his hands on that money, but the bank held it in escrow, taking the money out of the commercial account to make the down
payment and loan payments.

When the bank made the $6 million commercial construction loan to the second developer, and played internal accounting games to concoct the “sale” of the first
strip mall, instead of recording the $1 million loss, it recorded a $2 million gain, had a new performing loan on the first strip mall, and the loan was guaranteed to have
loan payments made on it for two years.  Here is a chart to show how the commercial bank hid the loss.

Original loan
$3,000,000

Second MAI  and sale price to second developer  $5,000,000

Gain on phony sale to second developer
$2,000,000

So, with some fancy games and pliant appraisers, the commercial bank recorded a $2 million gain on its deal making.  The reality, however, was that $9 million had
gone out the door, the bank was paying 15% interest to depositors, and no money was coming in, not even interest payments. "

KEEP UP THE GOOD WORK (MAI-Made as Instructed Appraisers? Commercial Appraisers?)
1. The Defendants Improperly Used Bargain Sale Transactions to Conceal the True Financial Condition of Defendant Church Extension  30. From at least 1996 to at
least April 2002, the Defendants and others engaged in a scheme to conceal Defendant Church Extension's mounting financial difficulties in order to, among other
things, entice investors to invest and/or reinvest. Specifically, the Defendants and others improperly used bargain sale transactions to generate false paper income
by recognizing the difference between the price paid by Defendant Church Extension and/or United Management and falsely inflated appraisal values as non-cash
contributions. Some of appraisers used in connection with the bargain sale transactions were
Members of the Appraisal Institute, i.e., MAI appraisals. The appraisals
used by the Defendants and others were false for several reasons, including, but not limited to: a) the use of overstated net-operating income figures, which formed
the basis of some appraisals; b) the failure to account for the limited real-estate market of some of the properties, due to federal regulations and private covenants;
and c) the failure to account for potential environmental hazards on some of the real-estate properties. Significantly, because inflated appraisal values were used, the
price paid by Defendants Church Extension and/or United Management was a much closer reflection of the actual value of the properties than the inflated appraisal
values. Thus, as a result of using falsely inflated appraisal values, the Defendants and others artificially increased the amount of non-cash contributions that
Defendants Church Extension and/or United Management recognized as income.

2. Plaintiff notified Defendant on May 25, 2004 that it was exercising its option to purchase the
property. Being in agreement that Plaintiff had the right to purchase the property, the parties agreed
to determine the purchase price by each engaging an appraiser who was a member of the
Appraisal
Institute (MAI), with the purchase price to be the average of the two appraisals. Plaintiff engaged
an appraiser from Atlanta, Georgia, while Defendant retained an appraiser from Nashville,
Tennessee. The two appraisals were significantly different. The appraised value determined by
Plaintiff’s appraiser was $1,470,000. The value as determined by Defendant’s appraiser was
$2,375,000.

3. Therefore, on the basis of our review of the record, we conclude that the court properly determined that the plaintiff had met its burden of showing that the city's
assessor (jOHN lEARY,
mai) had overvalued the subject property and that such a finding was legally and logically correct and supported by the evidence before the
court.

4. The town’s appraiser, Christopher K. Kerin (Kerin)
MAI, determined that the fair market value
of the subject property on the October 1, 1995 grand list was as follows:
Land $4,825,000
Site improvements 1,000,000
Main building 9,175,000
__________
$15,000,000

Our determination (trier of fact) of value of the subject property, as of October 1, 1995 is as
follows:
Land $4,825,000
Site improvements 1,000,000
Building 5,239,819
___________
Total $11,064,819

5. "As a residential review appraiser with 14 years experience, I see appraiser fraud weekly," says a northeastern appraiser who says he is working with the FBI.  At
the same time I was turning in these 17 fraud reports, I was warned by a prominent Appraisal Institute member not to submit those of a certain ethnic race appraiser
because he was well politically entrenched and it could backfire on me," notes the source. "Also, at the same time, I confided in a local Member of the
Appraisal
Institute (MAI)
about the appraisal fraud both in my local area and inside his local AI residential membership. This MAI later told me to be careful because I
could die by the same sword I was wielding (a professional death, not physical death)."

6.  False Appraisals
I'm looking at an
MAI (commercial appraiser) appraisal right now from one of the most respected appraisers in our area that I know has been influenced in several
ways (the appraisal has been influenced, not him). The representations from the owner of the property concerning zoning, development, potential purchase offers
and comparable sales have boosted the value.

7.  Inclosed is a bound hardcopy of the complaint I previously filed with the
North Carolina Appraisal Board against
John K. Weaver, MAI, (a.k.a. "Jack"
Weaver, commercial appraiser) who is the Deputy Director and Chief Investigator of the North
Carolina Appraisal Board (NCAB). (This complaint text is also available
online at www.boardwatch.org/htmfiles/complainttext1.htm .) Copies of Mr.
Weaver's complete research files are also inclosed in "bound report format,"
as are copies of four appraisal reports on the subject property in question
at the NCAB hearing in question.
The NCAB sat on the complaint for many months and then participated in a scam
to "sweep the complaint under the rug." Following in this letter is text
extracted from a post I made 11/16/2001 to an online discussion group for
real estate appraisers across the country (www.AppraisersForum.com) which
explains and documents the response of the NCAB. (The full post can be found
at http://appraisersforum.com/bbs/index.cgi?read=20707 .) Also included is a
printout of a website page from www.BoardWatch.org (via the "FAQ" hyperlink
from the homepage) which provides a very brief overview of the whole
situation. As the NCAB shirked its responsibilities in the matter, I am now
asking the Appraisal Institute to investigate the behavior of this Institute
member.

(Commercial Real Estate Appraiser, Los Angeles,  Commercial Appraisal Services, and Commercial Appraiser)

8. The behavior of this
Member of the Appraisal Institute (MAI) is unacceptable if not outrageous. I've heard no one suggest otherwise. I dislike putting it this bluntly,
but here it is in a nutshell: For the sake of preserving or regaining integrity in North Carolina appraising, it has become necessary to put the Appraisal Institute to the
test. The questions are these:
Is the Appraisal Institute part of the problem in North Carolina?
Is the AI an enabler?

9.   If memory serves me correctly, it was members of the
Appraisal Institute (the self proclaimed leader of appraisal association, designated with the "prestigious" MAI
that were co-conspirators of the S&L crisis.
Industry organizations are concerned with one thing: their own survival. With appraisal organizations competing for members, they are more focused on their own self
preservation than on the betterment of the industry as a whole.

Originally posted by RStrahan@Jan 28 2005, 03:28 PM
The various trade associations are impotent. The members of the Appraisal Foundation only count as one vote, so they are regularly outnumbered by the members
of the very industry that promotes appraisal fraud.
I believe that a merging of organizations is a necessity. However, I explicitely exclud the AI. The AI has regularly supported AVMs and stood against the interests of
the general practice appraiser, so it is not longer a viable force for change in the industry. In fact, they have often sided with the lending industry against the rest of
the appraisal organizations.

Again, Roger hits it on the nose. An organzation that is purported to be in existance for the appraiser. Today, likely 99% of all residential appraisals are
communicated to the lender and/or clients via email or the internet. We most commonly transmit these in .pdf format since Adobe Acrobat Reader is readily available
to all at no cost. Several lenders want appraisals delivered in what is called AI (Appraisal Institute) ready format. This data format completely rearranges the data
structure of the report. The data is thought to be disseminated into their AVM database. No one but the insiders can prove this, however this format also does
something else which is very disturbing. The appraiser's digital signature is removed from the report itself and transmitted as a separate .jpg file. This comprimises
the security of the report allowing the possibility of data to be changed. It is a violation of USPAP for an appraiser to knowingly comprimise the security of their digital
signatures/reports.

Who would have thought? To comply with the Appraisal Institute brand of appraisal delivery, one has to violate USPAP.

10.  Is this accepting an appraisal with a predetermined value?
Hello Curtis,
A member of Appraisal Data Connection is searching for market data.
Diane Gilbert, MAI, (Appraisal Institute, commercial real estate appraiser) is appraising a proposed 60,000 square foot upscale
residential mansion near Orlando, Florida (yes, that's 60,000 square
feet!)  
The property is located along the popular Butler Chain of Lakes and will
have numerous atypical amenities including an indoor and outdoor pool, a
bowling alley, indoor skating rink, a huge ballroom and colonnade, media
rooms, 2-story library, 10 bedroom suites, and staff quarters.
Diane is looking for sales of similar huge top quality residential
properties anywhere in the U.S.

Sales in excess of $15 million are preferred, (MAI COMMERCIAL APPRAISAL) and sales along waterfront
or some type of resort location would be a plus.

Her best contact method is by email.  If you can help or know someone who
can, please email Diane directly at:
Bayvalue@tampabay.rr.com

11. DATE: 08/01/2006 11:56:00 AM
The malleability of (real estate) appraisals has been a fact of life since for as long as I can remember, and that is probably longer than most readers have been alive.
Down around the bankruptcy court, they used to say that "MAI" stands for "Made as Instructed."
Posted by: Buce | August 1, 2006 09:01 PM
http://www.prospect.org/deanbaker/2006/07/housing_appraisals_the_account.html

12. April 12, 2006
Working With (Business Valuation) Expert Witnesses
In real estate, the Appraisal Institute awards a designation, MAI, Member, Appraisal Institute. For a variety of reasons, MAI came to have the derogatory meaning,
"made as instructed." Being an "mai" appraiser, whether in real estate, business appraisal, or any other field of expertise is a prescription for a short-term career. http:
//merceronvalue.com/archives/2006/04/working_with_bu.html

13.  David, from the St. Louis Chapter of the Appraisal Institute, just told me last week that at a recent seminar, an instructor from Guess Who told the group
attending the seminar in Typical Delphi Scam and Cognitive Dissonance fashion, that appraisers would go out of business if they refused to perform AVMs for the
banking cartel and the GSEs. Sending the Appraisal Institute $950 Bucks in MAI, SRPA, SRA professional dues for 2005 is going to be a really tough decision. If I can
find a real job that pays, they won't get my money anymore. Besides being a State Certified General Realty Appraiser is just as good as having Made As Instructed
behind my name -- because that's what the public perceives me to be anyway now -- a member of the world's oldest profession.
http://www.financialsense.com/editorials/reality/2004/4R1217.html

14.  Gesoff v. IIC Industries Inc. et al., in the Delaware Chancery Court decided May 18,
2006
The parent then offered its appraisals, but the Court saw them as flawed and smacking of
made-as-instructed justification after the fact. In particular, its appraiser did adjust downwards a
management projection without any justification, failed to take into account appreciated realty,
and used a small company premium without regard to the fact that subsidiaries were, in effect,
large businesses in their respective emerging markets

15. SAN FRANCISCO BAY RESTORATION PLAN
Commercial real estate Appraiser (Charles D. Bailey,
MAI) disciplined; taxpayers paid millions
MANY ERRORS ALLEGED IN PURCHASE OF CARGILL PONDS FOR $100 MILLION IN 2003
By Paul Rogers
Mercury News
Susanna Frohman / Mercury News archives
In 2002, then-Gov. Gray Davis and Sen. Dianne Feinstein, above, announce a $100 million deal for the Cargill salt ponds. Complaint against appraiser Charles
Bailey (
MAI) (PDF) The settlement agreement (PDF)

The appraiser (Charles D. Bailey,
MAI) whose report helped set the $100 million price taxpayers paid in the 2003 Cargill salt ponds deal has been disciplined on
allegations that he made numerous errors and violated federal standards when he set a value for the property.

The state attorney general's office brought a misconduct complaint against Charles Bailey (MAI) of Mill Valley this summer, alleging 24 significant errors in his
appraisal of Cargill lands for the federal government in December 2000.

Bailey, who denied any wrongdoing, agreed Sept. 27 to a censure of his license, known as a ``public reproval.'' He also will pay $4,000 to cover the costs of the state
investigation. Although he will keep his license and can continue working, any disciplinary action on an appraiser's record is very harmful to his career, said Deputy
Attorney General Char Sachson.

News of the settlement heightened concerns that taxpayers may have overpaid by millions of dollars when government agencies bought 16,500 acres of Cargill salt
evaporation ponds from Hayward to Alviso to Redwood City in March 2003. It also brought calls Tuesday from political leaders for less secrecy in public land deals.

16.  IS THIS
MAI APPRAISER INCOMPETENCY?
Anyone know any sources of gross sales per store data for specific chains? I am appraising three proposed facilities that are being leased with a level base minimum
rent but actual rent is the greater of that minimum rent or 10% of gross sales. I believe if I use the minimum I could be undervaluing, but am not comfortable using the
projections provided without at least seeing something to compare them to. They are slightly above the minimum rent threshhold.
Paul S. Ness, MAI (commercial appraiser)
www.nessassociates.net

Mr. Ness, MAI was apparently so embarrassed by his own lack of knowledge that he has removed his request from the AppraisalForum.com website.   The
sometimes humorous responses are still there however.

We also received this email from site owner (Wayne McKerley) who suggest that we inappropriately used his copyrighted material.

Paul Ness posted this on AppraisersForum.com.  You copied it without my permission or without Paul's permission to your web site.  You also imply that Paul is
incompetent by adding the heading "IS THIS MAI APPRAISER INCOMPETENCY?". Paul is aware of this also and brought it to my attention.

I ask that you remove this from your website and refrain from using our copyrighted material.

Wayne McKerley
AppraisersForum.com
(Professional Commercial Appraisal Forum?)

17.  
Appraisal Talk Message Board
Re: MIA Appraiser San Diego, CA
[ Follow Ups ] [ Post Followup ] [ Appraisal Talk ] [ FAQ ]
--------------------------------------------------------------------------------
Posted by mitchell's mother on October 12, 2006 at 15:53:53:
In Reply to: MIA Appraiser San Diego, CA posted by mitchell on October 12, 2006 at 14:44:37:
I need a state licensed or certified appraiser. I am more interested in experience and education than any phony designations, that try to cover up
their lack of experience and education.

18.  Times Herald-Record
October 17, 2006
Albany — A real estate
appraisal that the City of Middletown relied on to sell off a property two years ago was so riddled with faults that questions later arose over
whether Robert Buckles " (Appraisal Institute, Associate Member) prepared an appraisal with a predetermined value," a state investigator testified yesterday. In the
same hearing, an expert appraiser testified that the appraisal of the 14-acre property on Ruth Court used outdated property sales for comparisons.
Robert G. Buckles, Associate MAI
President
Countrywide Appraisal Services
P.O. Box 1118
Monticello, NY 12701
547 Broadway
(845) 794-2834x300
Fax: (914) 794-2846
Bob@countywideappraisal.com
Accepts (real estate appraisal) Fee Assignments (more info)

19. LETTER FROM THE (UTAH Appraisal
Institute-MAI) PRESIDENT, 2006
I am proud to be a member of this professional organization.  I
had been ignorant to the extreme member benefits until I began serving on the Board in 1999.   I
want to inform you of the advantages regarding Appraisal Institute membership.  A few of the programs and promotions by National which benefit members include.
4.  Lobbying Efforts
National has a full time staff of three attorneys in Washington, DC working on our behalf to keep up with federal legislation and other initiatives that impact our
profession and to act as a liaison to the local chapters in keeping up with state issues.  We also have our own local lobbyist who works with Utah appraisers.  
Lobbying is one of those behind the scenes activities that many of us may not give much thought to however, the efforts of these people affect us individually
and our profession in ways that many of us are unaware.

20. Mr. Levy describes in his succinct essay the stranglehold that the banking cartel has on the realty valuation industry. Th
e Appraisal Institute has an affiliate
appraisal management company called REAS (Real Estate Appraisal Services) which operates http://www.aidirectconnection.com. REAS is owned by Charter One
Financial Corporation, the 25th largest bank holding company in the USA, home based in Ohio. Royal Bank of Scotland is in merger and acquisition negotiations with
Charter One to become the 7th largest bank holding company in the USA, after the Bank One and JPChase Manhattan merger as the second largest banking
conglomerate. This conflict of interest doesn't get any more blatant than these facts. ( AI Direct Connection®      AI Direct Connection
AI Direct Connection provides the real estate marketplace with an efficient and cost-effective means to acquire quality appraisal services. Appraisers can sign up,
free of charge, to be included on the fee panel, specifying their services or specialties.
AI Direct Connection then sells those services directly to the client. FIND OUT
MORE HERE)

21. Excuse me—you're standing on my bonus … reflections on credit culture
RMA Journal, The,  May, 2005  by David H. Wesley
Banks have been widely lauded for their performance through the most recent downturn. Pressure for revenue growth has invariably led to deal creep--pricing
concessions, then deal structure concessions (covenant, guarantees, advance rates, etc.), and then the rationalization that otherwise marginal credits are
acceptable. It takes both courage and conviction to remain disciplined and diligent to not trade off your credit risk principles. Looking back at performance during the
last downturn, some things were done particularly well, while others could have been done better.
Following are a few of the excuses that we all have heard (or have used) in the credit approval process, along with their subliminal translations.
We have an MAI appraisal that supports the request.
Translation: The appraisal is a
made-as-instructed real estate valuation.

22. Posted by
Appraiser Central on October 18, 2006 at 20:00:21:
In Reply to: ai posted by Cochise on October 18, 2006 at 18:29:29:
The Appraisal Institute has had "conflict of issue", issues for many years now. Especially with Charter One Bank and also Washington Mutual (WAMU). The Appraisal
Institute doesn't seem to care. This being "in bed" with Charter One and Washington Mutual was a big part of
our boycott of the Appraisal Institute a few years
ago when the AI decided to create their own AVM (AIRD) with Charter One Bank and WAMU as their biggest backers.
Also, the AI can't even advertise without lying. They have been running radio ads here in Massachusetts, where they tout the lie that "Appraisal Institute Members are
better qualified and have more education" than non-Appraisal Institute members. I can't wait till the first homeowner here gets an AI member with only 2 years
experience; and the job is way over their head.
The sooner we as an industry get rid of Appraisal Management companies, and designation "tea clubs", the better off we will be.

Posted by Appraisal Police on July 06, 2006 at 22:12:55:
FBI:
Appraisal Fraud Serious (Commercial Appraiser, sic); Calls for Industry to Team up with Law Enforcement
July 2006
In a June 14 speech, a Federal Bureau of Investigation specialist said that appraisal fraud has become the most serious form of mortgage fraud. In a presentation to
an American Bankers Association conference in Orlando, Ronda Helig, supervisory special agent for the FBI, said that appraisal fraud accounts for 80 percent of all
the mortgage fraud that is reported and that the average loss per occurrence of appraisal fraud exceeds $60,000. Based on these figures, Helig called for a
cooperative response between industry and law enforcement.

Successfully using
forensic appraisals (appraiser) in the tax courts requires that the property owner understand the special issues involved with these types of
appraisals, as they differ significantly from typical real estate appraisals.  The differences cover the gamut of legal issues from communication between the client and
the appraiser through the legal admissibility of appraisal methodology.

Kacha v. Allstate Ins. Co. (06/26/06 - No.
D046961)
A judgment confirming an insurance commercial appraisal award involving property damaged by a wildfire is reversed pursuant to an insured's claims that: 1) the
award exceeded the appraisers' jurisdiction, and the trial court erred by finding he waived the jurisdictional rule; and 2) the court erred by finding he was precluded
from challenging the appraisal award because he took possession of, but did not negotiate, checks the insurer provided him to cover the award.

Los Angeles City, Residential and Commercial Appraisal Coverage Areas: 90001, 90002, 90003, 90004, 90005, 90006, 90007, 90008, 90009, 90010, 90011, 90012, 90013, 90014, 90015,
90016, 90017, 90018, 90019, 90020, 90021, 90022, 90023, 90024, 90025, 90026, 90027, 90028, 90029, 90030, 90031, 90032, 90033, 90034, 90035, 90036, 90037, 90038, 90039, 90040,
90041, 90042, 90043, 90044, 90045, 90046, 90047, 90048, 90049, 90050, 90051, 90052, 90053, 90054, 90055, 90056, 90057, 90058, 90059, 90060, 90061, 90062, 90063, 90064, 90065,
90066, 90067, 90068, 90069, 90070, 90071, 90072, 90073, 90074, 90075, 90076, 90077, 90078, 90079, 90080, 90081, 90082, 90083, 90084, 90086, 90087, 90088, 90089, 90091, 90093,
90094, 90095, 90096, 90097, 90099, 90101, 90102, 90103, 90174, 90185, 90189, 91331, 91335 Appraisal Institute MAI vs Curtis D. Harris BS CGREA REB

Los Angeles County, Residential Appraiser, Real Estate Appraiser, and Commercial Appraisal / Appraiser Coverage Areas: 93510
Agoura 91301
Agua Dulce, Saugus 91350
Airport Worldway (City of LA) 90009
Alhambra 91801, 91803
Altadena 91001
Arcadia 91006  ,91007
ARCO Towers (City of LA) 90071
Arleta (City of LA) 91331
Artesia 90680
Athens 90044
Atwater Village (City of LA) 90039
Avalon 90704
Azusa 91702
Baldwin Hills 90008
Baldwin Park 91706
Bassett 91746
Bel Air Estates (City of LA) 90049. 90077
Bell 90201
Bell Gardens 90201
Bellflower 90706
Beverly Glen (City of LA) 90077, 90210
Beverly Hills 90210 - 90212
Biola Univ. (La Mirada) 90639
Boyle Heights (City of LA) 90033
Bradbury 91010
Brentwood (City of LA) 90049
Burbank 91501 - 91502 / 91506 / 91523
Burbank (Glenoaks) 91504
Burbank (Woodbury Univ.) 91510
Cal State Dominguez Hills (Carson) 90747
Cal State Long Beach (Long Beach) 90840
Cal State Northridge (City of LA) 91330
Cal Tech (Pasadena) 91125 - 91126
Calabasas 91302/91372
Canoga Park (City of LA) 91303 - 91304
Canyon Country (Santa Clarita) 91351
Carson 90745 - 90746
Carson (CS Univ. Dominguez Hills) 90747
Carson/Long Beach 90810
Castaic 91310 / 91384
Castellemare (City of LA) 90272
Century City (City of LA) 90067
Cerritos 90701
Chatsworth (City of LA) 91311
Cheviot Hills (City of LA) 90064
Chinatown (City of LA) 90012
City Terrace 90063
Civic Center (City of LA) 90012
Claremont 91711
Commerce, City of 90040
Compton 90220 - 90222
Country Club Park (City of LA) 90019
Covina 91722 - 91724
Crenshaw (City of LA) 90008
Cudahy 90201
Culver City 90230 / 90232
Cypress Park (City of LA) 90065
Diamond Bar 91765 / 91789
Dominguez Hills, Cal State (Carson) 90747
Downey 90240 - 90242
Downtown Los Angeles (City of LA) 90013 - 90015 / 90017 / 90021 / 90029
Eagle Rock (City of LA) 90041
East Los Angeles 90022
East Los Angeles (City of LA) 90023
East Rancho Dominguez 90221
Echo Park (City of LA) 90026
Edwards AFB 93523
El Monte 91731 - 91732
El Segundo 90245
El Sereno (City of LA) 90032
Elizabeth Lake 93532
Encino (City of LA) 91316 / 91436
Federal Bldg (Lawndale) 90261
Firestone Boy Scout Res. 92621
Florence 90001
Gardena 90247 - 90249
Glassell Park (City of LA) 90065
Glendale 91201 - 91208
Glendale (La Crescenta) 91214
Glendale (Tropico) 91204 - 91205
Glendale (Verdugo City) 91046
Glendora 91740 - 91741
Glenoaks (Burbank) 91504
Granada Hills (City of LA) 91344
Griffith Park (City of LA) 90027
Hacienda Heights (La Puente) 91745
Hancock Park (City of LA) 90004 / 90020
Harbor City (City of LA) 90710
Hawaiian Gardens 90716
Hawthorne (Holly Park) 90250
Hermosa Beach 90254
Hi Vista 93535
Hidden Hills 91302
Highland Park (City of LA) 90042
Hollywood (City of LA) 90028 / 90038 / 90068
Huntington Park 90255
Hyde Park (City of LA) 90043
Industry, City of 91744 / 91746 / 91789
Inglewood 90301 - 90303, 90305
Irwindale 91706
Jefferson Park (City of LA) 90018
Juniper Hills 93543
Koreatown (City of LA) 90005
La Canada-Flintridge 91011
La Crescenta (Glendale) 91214
La Habra Heights 90631
La Mirada 90638
La Mirada (Biola Univ.) 90639
La Puente 91744/91746
La Puente (Hacienda Heights) 91745
La Puente (Rowland Heights) 91748
La Verne 91750
Ladera Heights (City of LA) 90056
Lake Hughes 93532
Lake Los Angeles 93550 / 93591
Lake View Terrace (City of LA) 91342
Lakewood 90712 - 90713 / 90715
Lancaster 93534 - 93536
Lawndale 90260
Lawndale (Federal Bldg) 90261
LAX Area (City of LA) 90045
Leimert Park (City of LA) 90008
Lennox 90304
Littlerock 93543
Llano 93544
Lomita 90717
Long Beach 90802 - 90808, 90813 - 90815, 90822
Long Beach (Cal State Long Beach) 90840
Long Beach (McDonnell Douglas) 90846
Long Beach (North Long Beach) 90805
Long Beach (World Trade Ctr) 90831 - 90832
AIr Port Worldway 90009
ARCO Towers 90071
Arleta 91331
Atwater Village 90039
Bel Air Estates 90049 / 90077
Beverly Glen 90077 / 90210
Boyle Heights 90033
Brentwood 90049
Cal State Northridge 91330
Canoga Park 91303 / 91304
Century City 90067
Chatsworth 91311
Cheviot Hills 90064
Chinatown 90012
Civic Center 90012
Country Club Park 90019
Crenshaw 90008
Cypress Park 90065
Downtown Los Angeles 90013 - 90015 / 90017 / 90021 / 90029
Eagle Rock 90041
East Los Angeles 90023
Echo Park 90026
El Sereno 90032
Encino 91316 / 91436
Glassell Park 90065
Granada Hills 91344
Griffith Park 90027
Hancock Park 90004 / 90020
Harbor City 90710
Highland Park 90042
Hollywood 90028 / 90038 / 90068
Hyde Park  90043
Jefferson Prk 90018
Los Angeles (Koreatown) 90005
Los Angeles (Ladera Heights) 90056
Lake View Terrace) 91342
Los Angeles (LAX Area) 90045
Los Angeles (Leimert Park) 90008
Los Angeles (Los Feliz) 90027
Los Angeles (Mar Vista) 90066
Los Angeles (Mid City) 90019
Los Angeles (Mission Hills) 91345
Los Angeles (Montecito Heights) 90031
Los Angeles (Mount Olympus) 90046
Los Angeles (Mt. Washington) 90065
Los Angeles (North Hills) 91343
North Hollywood) 91601 - 91602 / 91604 - 91607
Northridge) 91324-91325
Pacific Highlands) 90272
Pacific Palisades) 90272
Pacoima) 91331
Los Angeles (Palms) 90034
Panorama City) 91402
Los Angeles (Park La Brea) 90036
Los Angeles (Pico Heights) 90006
Playa del Rey) 90293
Los Angeles (Porter Ranch) 91326
Los Angeles (Rancho Park) 90064
Reseda) 91335
San Pedro) 90731-90732
Los Angeles (Sawtelle) 90025
Los Angeles (Shadow Hills) 91040
Los Angeles (Sherman Oaks) 91403 / 91423
Los Angeles (Silverlake) 90026
Los Angeles (South Central) 90001 / 90003 /90007 / 90011 / 90037 / 90047 / 90061 - 90062
Los Angeles (Studio City) 91604
Los Angeles (Sun Valley) 91352
Los Angeles (Sunland) 91040
Los Angeles (Sylmar) 91342
Los Angeles (Tarzana) 91356
Los Angeles (Terminal Island) 90731
Los Angeles (Toluca Lake) 91602
Los Angeles (Tujunga) 91042
Los Angeles (USC) 90089
Los Angeles (Valley Village) 91607
Van Nuys) 91401- 91403 / 91405 - 91406 / 91411 / 91423
Los Angeles (Venice) 90291
Los Angeles (Watts) 90002/90059
Los Angeles (West Adams) 90016
Los Angeles (West Beverly) 90048
Los Angeles (West Fairfax) 90035
Los Angeles (West Hills) 91307
Los Angeles (West Los Angeles) 90025
Los Angeles (Westchester) 90045
Los Angeles (Westlake) 90057
Los Angeles (Westwood) 90024
Wilmington) 90744
Los Angeles (Wilshire Blvd) 90010
Los Angeles (Winnetka) 91306
Los Angeles (Woodland Hills) 91364 / 91367
Los Feliz (City of LA) 90027
Los Nietos 90606
Lynwood 90262
Malibu 90265
Manhattan Beach 90266
Mar Vista (City of LA) 90066
Marina del Rey 90292
Maywood 90270
McDonnell Douglas (Long Beach) 90846
Mid City (City of LA) 90019
Mission Hills (City of LA) 91345
Monrovia 91016
Montebello 90640
Montecito Heights (City of LA) 90031
Monterey Hills (City of LA) 90032
Monterey Park 91754-91756
Montrose 91020
Mount Olympus (City of LA) 90046
Mount Wilson 91023
Mt. Washington (City of LA) 90065
Newhall (Santa Clarita) 91321
North Hills (City of LA) 91343
North Hollywood (City of LA) 91601 - 91602 / 91604 - 91607
North Long Beach (Long Beach) 90805
Northridge (City of LA) 91324 - 91325
Northridge, Cal State Univ. (City of LA) 91330
Norwalk 90650
Oak Park 91301
Pacific Highlands (City of LA) 90272
Pacific Palisades (City of LA) 90272
Pacoima (City of LA) 91331
Palmdale 93550 - 93552 / 93591
Palms (City of LA) 90034
Palos Verdes Estates 90274
Panorama City (City of LA) 91402
Paramount 90723
Park La Brea (City of LA) 90036
Pasadena 91101 / 91103 - 91107
Pasadena (Cal Tech) 91125 - 91126
Pearblossom 93553
Phillips Ranch 91766
Pico Heights (City of LA) 90006
Pico Rivera 90660
Playa del Rey (City of LA) 90293
Playa Vista (City of LA) 90094
Pomona 91766-91768
Porter Ranch (City of LA) 91326
Quartz Hill 93536
Rancho Dominguez 90220
Rancho Palos Verdes 90275 / 90717 / 90732
Rancho Park (City of LA) 90064
Redondo Beach 90277 - 90278
Reseda (City of LA) 91335
Rolling Hills 90274
Rolling Hills Estates 90274
Rosemead 91770
Rosewood 90222
Rowland Heights (La Puente) 91748
San Dimas 91773
San Fernando 91340
San Gabriel 91775 - 91776
San Marino 91108
San Pedro (City of LA) 90731 - 90733
Santa Clarita (Canyon Country) 91351
Santa Clarita (Newhall) 91321
Santa Clarita (Valencia) 91354 - 91355
Santa Fe Springs 90670
Santa Monica 90401 - 90405
Saugus, Agua Dulce 91350
Sawtelle (City of LA) 90025
Shadow Hills (City of LA) 91040
Sherman Oaks (City of LA) 91403 / 9 1423
Sierra Madre 91024
Signal Hill 90755
Silverlake (City of LA) 90026
South Central (City of LA) 90001 / 90003 / 90007 / 90011 / 90037 / 90047 / 90061 - 90062
South El Monte 91733
South Gate 90280
South Pasadena 91030
South Whittier 90605
Stevenson Ranch 91381
Studio City (City of LA) 91604
Sun Valley (City of LA) 91352
Sunland (City of LA) 91040
Sylmar (City of LA) 91342
Tarzana (City of LA) 91356
Temple City 91780
Terminal Island (City of LA) 90731
Toluca Lake (City of LA) 91602
Topanga 90290
Torrance 90501-90506 / 90277 - 90278
Tropico (Glendale) 91204 - 91205
Tujunga (City of LA) 91042
Universal City 91608
USC (City of LA) 90089
VA Hospital (Sawtelle) 90073
Valencia (Santa Clarita) 91354 - 91355
Valinda 91744
Valley Village (City of LA) 91607
Valyermo 93563
Van Nuys (City of LA) 91401 - 91403 / 91405  - 91406 / 91411 / 91423
Venice (City of LA) 90291
Verdugo City (Glendale) 91046
Vernon 90058
View Park 90043
Walnut 91789
Walnut Park 90255
Watts (City of LA) 90002  /90059
West Adams (City of LA) 90016
West Beverly (City of LA) 90048
West Covina 91790-91793
West Fairfax (City of LA) 90035
West Hills (City of LA) 91307
West Hollywood 90069
West Los Angeles (City of LA) 90025
Westchester (City of LA) 90045
Westlake (City of LA) 90057
Westlake Village 91361 - 91362
Westwood (City of LA) 90024
Whittier 90601 - 90605
Whittier (Whittier College) 90608
Whittier College (Whittier) 90608
Willowbrook 90059 / 90222
Wilmington (City of LA) 90744
Wilshire Blvd (City of LA) 90010
Windsor Hills 90043
Winnetka (City of LA) 91306
Woodbury Univ. (Burbank) 91510
Woodland Hills (City of LA) 91364 / 91367
World Trade Center (Long Beach) 90831 - 90832

Please call for Orange County, Ventura County, Riverside County, San Bernardino, County Coverage Areas,   Real Estate Appraiser Orange Riverside Ventura San
Bernardino Counties,

Foreword
This is the fifth edition of the
Uniform Appraisal Standards for Federal Land Acquisitions. The Standards were originally published in 1971 with the most recent
revision published in 1992. The existing Standards have earned a prestigious position. They are frequently cited by Congress in legislation relating to the valuation of
federal land acquisitions and have guided the appraisal process in these matters since their original issuance by the Interagency Land Acquisition Conference. & The
Interagency Land Acquisition Conference, established on November 27, 1968, by invitation of the Attorney General, is a voluntary organization composed of
representatives from the many federal agencies engaged in the acquisition of real estate for public uses. The Conference adopted and continues to adhere to
several goals with respect to land acquisition, including the promulgation of uniform appraisal standards and guidelines for appraisal reports. The broad experience
of the member representatives of the Interagency Land Acquisition Conference assures that the federal appraisal standards developed for land acquisitions are
uniform, fair, and efficient. The Interagency Land Acquisition Conference is chaired by the Assistant Attorney General for the Environment and Natural Resources
Division, Department of Justice. Its activities are conducted by ad hoc committees composed of member representatives.

The Interagency Land Acquisition Conference Executive is Virginia P. Butler, Chief of the Land Acquisition Section of the Environment and Natural Resources
Division, Department of Justice. James D. Eaton, MAI, of the Appraisal Unit, Department of Justice, authored this 2000 revision of the Uniform Appraisal Standards for
Federal Land Acquisitions. He was assisted in this effort by Appraisal Unit Chief Brian Holly, MAI; trial attorney Marc Gordon; and Ms. Butler. These Standards were
submitted to the Appraisal Institute for editorial review and the Department of Justice grate-fully
acknowledges the editorial assistance of the Appraisal Institute in their preparation. While the vast majority of federal land acquisition is achieved through voluntary
means, sometimes litigation is necessary. With this in mind, Mr. Eaton has done an admirable job of updating the case law, expand-ing the treatment of novel or
difficult valuation questions, and recognizing the vast changes that have recently characterized the real estate appraisal profession.


2006
Appraisal Information Needs Survey Results
During August 2006, the NATIONAL ASSOCIATION OF REALTORS®’ (NAR) Marketing Research Department invited 86,777 appraiser members and recipients of the
Appraisal Section of the weekly NAR ListServe message to participate in an online survey. Findings reflected in this report were collected from responses received
between August 10th and 25th, 2006.
The goal of the survey was to understand how Appraiser members conduct their business, obtain appraisal industry information, and make decisions on their
appraisal education and designations.

Forensic appraising adds in the positive
Process involves combining all the variables affecting a property to create a predicted value
Dayton Business Journal - May 15, 1998 by John Niehaus News Staff Reporter
Print this Article Email this Article Reprints RSS Feeds Most Viewed Most Emailed
Joel Henson's business, Dixie Drywall Co., is located on about one-and-a-half acres of land off
Valley Street. About one acre of the property is grass.
Instead of continually paying a landscaping company $75 to cut the grass, he decided to try to sell
that piece of his property. After determining an asking price, he called Ron Kuczak, a local real
estate appraiser.
"He came out and gave me my options,"
Henson said. "He more or less determined
what the land would be worth if I kept it and
put up some warehouses."

USPAP 2006:
The Loss Of A Few Terms Will Be Less Confusing, I Think December 28th, 2005 by John Cicero
In January 2006 the new edition of USPAP will be available and distributed, though its changes will not become effective until June. The Appraisal Standards Board


REVISIONS TO USPAP AND ADVISORY OPINIONS
The
revisions in the 2006 Edition of USP Appraisal Practice are the result of two major Appraisal Standards Board (ASB) initiatives: (1) examination of the proper role
of the scope of work and departure concepts in the appraisal process; and (2) specific review of STANDARDS 9 and 10. The ASB formally adopted the 2006 USPAP
on October 28, 2005 based on testimony presented at public meetings, responses to three Concept Papers, six Exposure Drafts, and extensive deliberation by the
ASB over a two-year period. (
USPAP 2006 Q & A) The effective date of the 2006 USPAP is July 1, 2006 commercial.

UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICE 2006

FHA training comes to the Pacific Northwest:
June 12, 2006 - Salem, OR.
FHA Program Update, Appraisal Reform, & Home Equity Conversion Mortgage Training. Approved for 6 hrs Continuing Education Credit. Registration required, no
fee.

REAL ESTATE APPRAISAL
Nature of Appraisal Work (U.S. Department of Labor
Bureau of Labor Statistics)
Commercial appraisers and assessors of real estate estimate the value of real property for a variety of purposes, such as to assess property tax, to determine a sales price, or to determine
the amount of a mortgage that might be granted on a property. They may be called on to determine the value of any type of real estate, ranging from farmland to a major shopping center,
although they often specialize in appraising or assessing only a certain type of real estate such as residential buildings or commercial properties. Assessors determine the value of all
properties in a locality for property tax purposes whereas appraisers appraise properties one at a time for a variety of purposes, such as to determine what a good sale price would be for a
home or to settle an estate or aid in a divorce settlement.

FannieMae's
Property (Commercial Appraiser, SIC) and Appraisal Guidelines—details their general requirements for analyzing the property residential appraisal, rather than commercial,
aspects of conventional mortgages secured by one- to four-family properties. It also discusses special considerations for certain types of housing-units in condominium, PUD, and cooperative
projects; manufactured (and other factory-built) homes; Community Living group homes; mixed-use properties; properties affected by environmental hazards; urban properties; affordable
housing program properties; properties located in special assessment or community facilities districts; properties subject to leasehold interests (including those held by community land
trusts); and energy-efficient properties—that merit special consideration in the property and appraisal review. Because the evaluation of a property is such a vital part of the risk analysis, they
expect a lender to place as much emphasis on underwriting the property and reviewing the appraisal as it does on underwriting the borrower's commercial creditworthiness.

FDIC Law,
Regulations, Related Acts  § 323.4  Minimum appraisal standards.
For
federally related transactions, all appraisals shall, at a minimum:

Is property owner liable when horse and rider fall on driveway?

For information on registering your business capabilities to assist in the
Hurricane Katrina disaster relief efforts pleas

FOUNDATION
NEWS -
-The Appraisal Foundation is a non-profit educational organization founded to foster professionalism in appraising through the establishment and promotion of (commercial) appraisal
standards and (commercial) appraiser qualifications.-

Editor’s note: On March 16, 2001, Daniel Muller of Morgan Miller Blair presented,  
“What Every Real Estate Attorney Should Know About Inverse Condemnation,” to the real property section of
the CCCBA.  This article discusses developments in the areas of inverse condemnation and eminent domain (direct condemnation) in the six months since the presentation.  For an outline of
the presentation call (925) 937-3600.  nverse Condemnation  Plaintiffs suffered setbacks in three inverse condemnation cases decided in 2001.  However, a judge in a federal district court
case granted plaintiff’s motion for summary judgment, enjoining the agency from an impending condemnation for failure to show a public use or purpose for the project.

Cityfeet.com is the premier online resource for finding
commercial real estate, specializing in office space, executive suites, retail, and investment property. Learn more.

ENVIRONMENTAL , GOVERNMENT , PROPERTY  & REAL ESTATE, WATER
Turlock Irrigation Dist. v. Zanker, No F047094 (Cal. 5th App. Dist. June 26, 2006)
Judgment partially against a town in litigation concerning the scope of its right to receive treated water for domestic use and other needs of the town is affirmed where the trial court (comercial
appraiser sic) correctly found that the districts must continue to provide water to the town, but the reasonable cost of treating the water to make it suitable for domestic use may be passed
through to the consumer.

Commercial Appraiser, Commercial Appraiser Los Angeles, Commercial Real Estate Appraisal, Estate Appraiser,  Residential Appraiser, Apartment Appraiser,  Appraisal, Special Purpose
Property, Office Property, California Appraiser, PMI Removal Appraiser, Fee Appraisal.  Certified General Appraiser, Estate Tax Appraiser

Appraisal Services: Appraiser, Commercial Appraisal,  Real Estate Appraisal, Residential Appraiser, Eminent Domain Appraiser, Apartment Appraiser, Special Purpose Property, Office
Property, California Appraiser, PMI Removal Appraiser, Free Appraisal.  Certified General Appraiser, Tax Appraiser

CIVIL PROCEDURE, DEBT COLLECTION, ETHICS & PROFESSIONAL RESPONSIBILITY,   & REAL ESTATE, REMEDIES
Rusheen v. Cohen, No. S123203 (Cal. February 23, 2006)
Where a cause of action is based on a communicative act, the litigation privilege of Civil Code section 47 extends to those noncommunicative actions which are necessarily related to that
communicative act.

Curtis - Rosenthal, Inc.

Forensic Appraiser Los Angeles, Forensic Appraisal,
c and i appraiser,
SERVICES SPANISH
TRANSLATION:
el valuador comercial, la
evaluación comercial, el
valuador Los Angeles,
valuador de bienes raíces,
experto comercial presencia
bienes raíces, los bienes
raíces

Appraisal Institute MAI vs
Curtis D. Harris BS CGREA
REB

Real Estate Appraiser Orange
Riverside Ventura San
Bernardino Counties,
Real Estate Broker,
valuador comercial, valuador
comercial de bienes raíces,
Valuador Comercial de
bienes raíces Los Angeles,
Propaganda de Valuador,
Valuador Los Angeles,
Valuador de Propiedad,
Valuador de Protocolización,
Valuador de Confianza,
Valuador de Impuesto,
Valuador de MAI, LA, L.UN.,
bienes raíces Los Angeles,
valuador de tierra Los
Angeles, inspectores
comerciales de bienes raíces,
corredores de bienes raíces,
Los Angeles, valuador bienes
raíces, Valuador Los Angeles,
evaluación llp, marca a
evaluación marcador,
Valuador Comercial Tierra,
Valuador Especial Propiedad
Propósito, Valuador
Propiedad Oficina, evaluación
Comercial, El valuador,
Valuador de Apartamento Los
Angeles, Valuador Comercial
de bienes raíces Los
Angeles, VANDEMA, California
Meridional Valuador
Comercial de bienes raíces,
Valuador Residencial,
Valuador de Apartamento, la
Evaluación Comercial,
Valuador de California,
Valuador de Eliminación de
PMI, Liberta la Evaluación,
Valuador General Certificado,
Valuador de Impuesto, Multi
Valuador de Familia, Valuador
Bancario, el instituto de la
evaluación, testigo experto, se
atasca los servicios de la
valoración de jarra, los bienes
raíces, los bienes raíces, el
valuador de bienes raíces,
legaliza a valuador, valuador
de impuesto de propiedad,
valuador de apartamento,
solo valuador de la familia,
valuador bueno, en casa
valuador,
93510

AREAS SERVED:
Agoura 91301
Agua Dulce, Saugus 91350
Airport Worldway (City of LA)
90009
Alhambra 91801/91803
Altadena 91001
Arcadia 91006-91007
ARCO Towers (City of LA)
90071
Arleta (City of LA) 91331
Artesia 90680
Athens 90044
Atwater Village (City of LA)
90039
Avalon 90704
Azusa 91702
Baldwin Hills 90008
Baldwin Park 91706
Bassett 91746
Bel Air Estates (City of LA)
90049/90077
Bell 90201
Bell Gardens 90201
Bellflower 90706
Beverly Glen (City of LA)
90077/90210
Beverly Hills 90210-90212
Biola Univ. (La Mirada) 90639
Boyle Heights (City of LA)
90033
Bradbury 91010
Brentwood (City of LA) 90049
Burbank
91501-91502/91506/91523
Burbank (Glenoaks) 91504
Burbank (Woodbury Univ.)
91510
Cal State Dominguez Hills
(Carson) 90747
Cal State Long Beach (Long
Beach) 90840
Cal State Northridge (City of
LA) 91330
Cal Tech (Pasadena)
91125-91126
Calabasas 91302/91372
Canoga Park (City of LA)
91303-91304
Canyon Country (Santa
Clarita) 91351
Carson 90745-90746
Carson (CS Univ. Dominguez
Hills) 90747
Carson/Long Beach 90810
Castaic 91310/91384
Castellemare (City of LA)
90272
Century City (City of LA) 90067
Cerritos 90701
Chatsworth (City of LA) 91311
Cheviot Hills (City of LA) 90064
Chinatown (City of LA) 90012
City Terrace 90063
Civic Center (City of LA) 90012
Claremont 91711
Commerce, City of 90040
Compton 90220-90222
Country Club Park (City of LA)
90019
Covina 91722-91724
Crenshaw (City of LA) 90008
Cudahy 90201
Culver City 90230/90232
Cypress Park (City of LA)
90065
Diamond Bar 91765/91789
Dominguez Hills, Cal State
(Carson) 90747
Downey 90240-90242
Downtown Los Angeles (City of LA)
90013-90015/90017/90021/90029
Eagle Rock (City of LA) 90041
East Los Angeles 90022
East Los Angeles (City of LA)
90023
East Rancho Dominguez
90221
Echo Park (City of LA) 90026
Edwards AFB 93523
El Monte 91731-91732
El Segundo 90245
El Sereno (City of LA) 90032
Elizabeth Lake 93532
Encino (City of LA)
91316/91436
Federal Bldg (Lawndale)
90261
Firestone Boy Scout Res.
92621
Florence 90001
Gardena 90247-90249
Glassell Park (City of LA)
90065
Glendale 91201-91208
Glendale (La Crescenta)
91214
Glendale (Tropico)
91204-91205
Glendale (Verdugo City) 91046
Glendora 91740-91741
Glenoaks (Burbank) 91504
Granada Hills (City of LA)
91344
Griffith Park (City of LA) 90027
Hacienda Heights (La Puente)
91745
Hancock Park (City of LA)
90004/90020
Harbor City (City of LA) 90710
Hawaiian Gardens 90716
Hawthorne (Holly Park) 90250
Hermosa Beach 90254
Hi Vista 93535
Hidden Hills 91302
Highland Park (City of LA)
90042
Hollywood (City of LA)
90028/90038/90068
Huntington Park 90255
Hyde Park (City of LA) 90043
Industry, City of
91744/91746/91789
Inglewood 90301-90303,
90305
Irwindale 91706
Jefferson Park (City of LA)
90018
Juniper Hills 93543
Koreatown (City of LA) 90005
La Canada-Flintridge 91011
La Crescenta (Glendale)
91214
La Habra Heights 90631
La Mirada 90638
La Mirada (Biola Univ.) 90639
La Puente 91744/91746
La Puente (Hacienda Heights)
91745
La Puente (Rowland Heights)
91748
La Verne 91750
Ladera Heights (City of LA)
90056
Lake Hughes 93532
Lake Los Angeles
93550/93591
Lake View Terrace (City of LA)
91342
Lakewood
90712-90713/90715
Lancaster 93534-93536
Lawndale 90260
Lawndale (Federal Bldg)
90261
LAX Area (City of LA) 90045
Leimert Park (City of LA) 90008
Lennox 90304
Littlerock 93543
Llano 93544
Lomita 90717
Long Beach 90802-90808,
90813-90815, 90822
Long Beach (Cal State Long
Beach) 90840
Long Beach (McDonnell
Douglas) 90846
Long Beach (North Long
Beach) 90805
Long Beach (World Trade Ctr)
90831-90832
Los Angeles (Airport
Worldway) 90009
Los Angeles (ARCO Towers)
90071
Los Angeles (Arleta) 91331
Los Angeles (Atwater Village)
90039
Los Angeles (Bel Air Estates)
90049/90077
Los Angeles (Beverly Glen)
90077/90210
Los Angeles (Boyle Heights)
90033
Los Angeles (Brentwood)
90049
Los Angeles (Cal State
Northridge) 91330
Los Angeles (Canoga Park)
91303/91304
Los Angeles (Century City)
90067
Los Angeles (Chatsworth)
91311
Los Angeles (Cheviot Hills)
90064
Los Angeles (Chinatown)
90012
Los Angeles (Civic Center)
90012
Los Angeles (Country Club
Park) 90019
Los Angeles (Crenshaw)
90008
Los Angeles (Cypress Park)
90065
Los Angeles (Downtown)
90013-90015/90017/90021/90029
Los Angeles (Eagle Rock)
90041
Los Angeles (East Los
Angeles) 90023
Los Angeles (Echo Park)
90026
Los Angeles (El Sereno)
90032
Los Angeles (Encino)
91316/91436
Los Angeles (Glassell Park)
90065
Los Angeles (Granada Hills)
91344
Los Angeles (Griffith Park)
90027
Los Angeles (Hancock Park)
90004/90020
Los Angeles (Harbor City)
90710
Los Angeles (Highland Park)
90042
Los Angeles (Hollywood)
90028/90038/90068
Los Angeles (Hyde Park)
90043
Los Angeles (Jefferson Park)
90018
Los Angeles (Koreatown)
90005
Los Angeles (Ladera Heights)
90056
Los Angeles (Lake View
Terrace) 91342
Los Angeles (LAX Area) 90045
Los Angeles (Leimert Park)
90008
Los Angeles (Los Feliz) 90027
Los Angeles (Mar Vista) 90066
Los Angeles (Mid City) 90019
Los Angeles (Mission Hills)
91345
Los Angeles (Montecito
Heights) 90031
Los Angeles (Mount Olympus)
90046
Los Angeles (Mt. Washington)
90065
Los Angeles (North Hills)
91343
Los Angeles (North Hollywood)
91601-91602/91604-91607
Los Angeles (Northridge)
91324-91325
Los Angeles (Pacific
Highlands) 90272
Los Angeles (Pacific
Palisades) 90272
Los Angeles (Pacoima) 91331
Los Angeles (Palms) 90034
Los Angeles (Panorama City)
91402
Los Angeles (Park La Brea)
90036
Los Angeles (Pico Heights)
90006
Los Angeles (Playa del Rey)
90293
Los Angeles (Porter Ranch)
91326
Los Angeles (Rancho Park)
90064
Los Angeles (Reseda) 91335
Los Angeles (San Pedro)
90731-90732
Los Angeles (Sawtelle) 90025
Los Angeles (Shadow Hills)
91040
Los Angeles (Sherman Oaks)
91403/91423
Los Angeles (Silverlake)
90026
Los Angeles (South Central)
90001/90003/90007/90011/90037/90047/90061-90062
Los Angeles (Studio City)
91604
Los Angeles (Sun Valley)
91352
Los Angeles (Sunland) 91040
Los Angeles (Sylmar) 91342
Los Angeles (Tarzana) 91356
Los Angeles (Terminal Island)
90731
Los Angeles (Toluca Lake)
91602
Los Angeles (Tujunga) 91042
Los Angeles (USC) 90089
Los Angeles (Valley Village)
91607
Los Angeles (Van Nuys)
91401-91403/91405-91406/91411/91423
Los Angeles (Venice) 90291
Los Angeles (Watts)
90002/90059
Los Angeles (West Adams)
90016
Los Angeles (West Beverly)
90048
Los Angeles (West Fairfax)
90035
Los Angeles (West Hills)
91307
Los Angeles (West Los
Angeles) 90025
Los Angeles (Westchester)
90045
Los Angeles (Westlake) 90057
Los Angeles (Westwood)
90024
Los Angeles (Wilmington)
90744
Los Angeles (Wilshire Blvd)
90010
Los Angeles (Winnetka) 91306
Los Angeles (Woodland Hills)
91364/91367
Los Feliz (City of LA) 90027
Los Nietos 90606
Lynwood 90262
Malibu 90265
Manhattan Beach 90266
Mar Vista (City of LA) 90066
Marina del Rey 90292
Maywood 90270
McDonnell Douglas (Long
Beach) 90846
Mid City (City of LA) 90019
Mission Hills (City of LA)
91345
Monrovia 91016
Montebello 90640
Montecito Heights (City of LA)
90031
Monterey Hills (City of LA)
90032
Monterey Park 91754-91756
Montrose 91020
Mount Olympus (City of LA)
90046
Mount Wilson 91023
Mt. Washington (City of LA)
90065
Newhall (Santa Clarita) 91321
North Hills (City of LA) 91343
North Hollywood (City of LA)
91601-91602/91604-91607
North Long Beach (Long
Beach) 90805
Northridge (City of LA)
91324-91325
Northridge, Cal State Univ.
(City of LA) 91330
Norwalk 90650
Oak Park 91301
Pacific Highlands (City of LA)
90272
Pacific Palisades (City of LA)
90272
Pacoima (City of LA) 91331
Palmdale 93550-93552/93591
Palms (City of LA) 90034
Palos Verdes Estates 90274
Panorama City (City of LA)
91402
Paramount 90723
Park La Brea (City of LA)
90036
Pasadena
91101/91103-91107
Pasadena (Cal Tech)
91125-91126
Pearblossom 93553
Phillips Ranch 91766
Pico Heights (City of LA) 90006
Pico Rivera 90660
Playa del Rey (City of LA)
90293
Playa Vista (City of LA) 90094
Pomona 91766-91768
Porter Ranch (City of LA)
91326
Quartz Hill 93536
Rancho Dominguez 90220
Rancho Palos Verdes
90275/90717/90732
Rancho Park (City of LA)
90064
Redondo Beach 90277-90278
Reseda (City of LA) 91335
Rolling Hills 90274
Rolling Hills Estates 90274
Rosemead 91770
Rosewood 90222
Rowland Heights (La Puente)
91748
San Dimas 91773
San Fernando 91340
San Gabriel 91775-91776
San Marino 91108
San Pedro (City of LA)
90731-90733
Santa Clarita (Canyon
Country) 91351
Santa Clarita (Newhall) 91321
Santa Clarita (Valencia)
91354-91355
Santa Fe Springs 90670
Santa Monica 90401-90405
Saugus, Agua Dulce 91350
Sawtelle (City of LA) 90025
Shadow Hills (City of LA)
91040
Sherman Oaks (City of LA)
91403/91423
Sierra Madre 91024
Signal Hill 90755
Silverlake (City of LA) 90026
South Central (City of LA)
90001/90003/90007/90011/90037/90047/90061-90062
South El Monte 91733
South Gate 90280
South Pasadena 91030
South Whittier 90605
Stevenson Ranch 91381
Studio City (City of LA) 91604
Sun Valley (City of LA) 91352
Sunland (City of LA) 91040
Sylmar (City of LA) 91342
Tarzana (City of LA) 91356
Temple City 91780
Terminal Island (City of LA)
90731
Toluca Lake (City of LA) 91602
Topanga 90290
Torrance
90501-90506/90277-90278
Tropico (Glendale)
91204-91205
Tujunga (City of LA) 91042
Universal City 91608
USC (City of LA) 90089
VA Hospital (Sawtelle) 90073
Valencia (Santa Clarita)
91354-91355
Valinda 91744
Valley Village (City of LA)
91607
Valyermo 93563
Van Nuys (City of LA)
91401-91403/91405-91406/91411/91423
Venice (City of LA) 90291
Verdugo City (Glendale) 91046
Vernon 90058
View Park 90043
Walnut 91789
Walnut Park 90255
Watts (City of LA) 90002/90059
West Adams (City of LA) 90016
West Beverly (City of LA) 90048
West Covina 91790-91793
West Fairfax (City of LA) 90035
West Hills (City of LA) 91307
West Hollywood 90069
West Los Angeles (City of LA)
90025
Westchester (City of LA) 90045
Westlake (City of LA) 90057
Westlake Village 91361-91362
Westwood (City of LA) 90024
Whittier 90601-90605
Whittier (Whittier College)
90608
Whittier College (Whittier)
90608
Willowbrook 90059/90222
Wilmington (City of LA) 90744
Wilshire Blvd (City of LA)
90010
Windsor Hills 90043
Winnetka (City of LA) 91306
Woodbury Univ. (Burbank)
91510
Woodland Hills (City of LA)
91364/91367
World Trade Center (Long
Beach) 90831-90832,   Real
Estate Appraiser Orange
Riverside Ventura San
Bernardino Counties,
We Make a Simple Pledge to

Communicate, in a timely Fashion, each appraisal, analysis, and opinion without bias or partiality

Abstain from behavior that is deleterious to our clients, the appraisal profession, and the public

Hold paramount the confidential nature of the appraiser/consultant - client relationship

and

Comply with the requirements of the Uniform Standards of Professional Appraisal Practice
and the
Code of Professional Ethics of the National Society of Real Estate Appraisers
Appraisal Institute, MAI Appraiser vs Curtis D. Harris BS CGREA REB
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Millionaire $ervices
Appraisal Institute MAI vs Curtis D. Harris BS CGREA
REB Commercial Appraiser Los Angeles
LA,Southern California CA.,, what does MAI mean
as a title for an appraiser,
Los Angeles County, Residential Appraiser,
Real Estate Appraiser, and Commercial
Appraisal / Appraiser Coverage Areas: 93510
Agoura 91301
Agua Dulce, Saugus 91350
Airport Worldway (City of LA) 90009
Alhambra 91801, 91803
Altadena 91001
Arcadia 91006  ,91007
ARCO Towers (City of LA) 90071
Arleta (City of LA) 91331
Artesia 90680
Athens 90044
Atwater Village (City of LA) 90039
Avalon 90704
Azusa 91702
Baldwin Hills 90008
Baldwin Park 91706
Bassett 91746
Bel Air Estates (City of LA) 90049. 90077
Bell 90201
Bell Gardens 90201
Bellflower 90706
Beverly Glen (City of LA) 90077, 90210
Beverly Hills 90210 - 90212
Biola Univ. (La Mirada) 90639
Boyle Heights (City of LA) 90033
Bradbury 91010
Brentwood (City of LA) 90049
Burbank 91501 - 91502 / 91506 / 91523
Burbank (Glenoaks) 91504
Burbank (Woodbury Univ.) 91510
Cal State Dominguez Hills (Carson) 90747
Cal State Long Beach (Long Beach) 90840
Cal State Northridge (City of LA) 91330
Cal Tech (Pasadena) 91125 - 91126
Calabasas 91302/91372
Canoga Park (City of LA) 91303 - 91304
Canyon Country (Santa Clarita) 91351
Carson 90745 - 90746
Carson (CS Univ. Dominguez Hills) 90747
Carson/Long Beach 90810
Castaic 91310 / 91384
Castellemare (City of LA) 90272
Century City (City of LA) 90067
Cerritos 90701
Chatsworth (City of LA) 91311
Cheviot Hills (City of LA) 90064
Chinatown (City of LA) 90012
City Terrace 90063
Civic Center (City of LA) 90012
Claremont 91711
Commerce, City of 90040
Compton 90220 - 90222
Country Club Park (City of LA) 90019
Covina 91722 - 91724
Crenshaw (City of LA) 90008
Cudahy 90201
Culver City 90230 / 90232
Cypress Park (City of LA) 90065
Diamond Bar 91765 / 91789
Dominguez Hills, Cal State (Carson) 90747
Downey 90240 - 90242
Downtown Los Angeles (City of LA) 90013 -
90015 / 90017 / 90021 / 90029
Eagle Rock (City of LA) 90041
East Los Angeles 90022
East Los Angeles (City of LA) 90023
East Rancho Dominguez 90221
Echo Park (City of LA) 90026
Edwards AFB 93523
El Monte 91731 - 91732
El Segundo 90245
El Sereno (City of LA) 90032
Elizabeth Lake 93532
Encino (City of LA) 91316 / 91436
Federal Bldg (Lawndale) 90261
Firestone Boy Scout Res. 92621
Florence 90001
Gardena 90247 - 90249
Glassell Park (City of LA) 90065
Glendale 91201 - 91208
Glendale (La Crescenta) 91214
Glendale (Tropico) 91204 - 91205
Glendale (Verdugo City) 91046
Glendora 91740 - 91741
Glenoaks (Burbank) 91504
Granada Hills (City of LA) 91344
Griffith Park (City of LA) 90027
Hacienda Heights (La Puente) 91745
Hancock Park (City of LA) 90004 / 90020
Harbor City (City of LA) 90710
Hawaiian Gardens 90716
Hawthorne (Holly Park) 90250
Hermosa Beach 90254
Hi Vista 93535
Hidden Hills 91302
Highland Park (City of LA) 90042
Hollywood (City of LA) 90028 / 90038 / 90068
Huntington Park 90255
Hyde Park (City of LA) 90043
Industry, City of 91744 / 91746 / 91789
Inglewood 90301 - 90303, 90305
Irwindale 91706
Jefferson Park (City of LA) 90018
Juniper Hills 93543
Koreatown (City of LA) 90005
La Canada-Flintridge 91011
La Crescenta (Glendale) 91214
La Habra Heights 90631
La Mirada 90638
La Mirada (Biola Univ.) 90639
La Puente 91744/91746
La Puente (Hacienda Heights) 91745
La Puente (Rowland Heights) 91748
La Verne 91750
Ladera Heights (City of LA) 90056
Lake Hughes 93532
Lake Los Angeles 93550 / 93591
Lake View Terrace (City of LA) 91342
Lakewood 90712 - 90713 / 90715
Lancaster 93534 - 93536
Lawndale 90260
Lawndale (Federal Bldg) 90261
LAX Area (City of LA) 90045
Leimert Park (City of LA) 90008
Lennox 90304
Littlerock 93543
Llano 93544
Lomita 90717
Long Beach 90802 - 90808, 90813 - 90815,
90822
Long Beach (Cal State Long Beach) 90840
Long Beach (McDonnell Douglas) 90846
Long Beach (North Long Beach) 90805
Long Beach (World Trade Ctr) 90831 - 90832
AIr Port Worldway 90009
ARCO Towers 90071
Arleta 91331
Atwater Village 90039
Bel Air Estates 90049 / 90077
Beverly Glen 90077 / 90210
Boyle Heights 90033
Brentwood 90049
Cal State Northridge 91330
Canoga Park 91303 / 91304
Century City 90067
Chatsworth 91311
Cheviot Hills 90064
Chinatown 90012
Civic Center 90012
Country Club Park 90019
Crenshaw 90008
Cypress Park 90065
Downtown Los Angeles 90013 - 90015 /
90017 / 90021 / 90029
Eagle Rock 90041
East Los Angeles 90023
Echo Park 90026
El Sereno 90032
Encino 91316 / 91436
Glassell Park 90065
Granada Hills 91344
Griffith Park 90027
Hancock Park 90004 / 90020
Harbor City 90710
Highland Park 90042
Hollywood 90028 / 90038 / 90068
Hyde Park  90043
Jefferson Prk 90018
Los Angeles (Koreatown) 90005
Los Angeles (Ladera Heights) 90056
Lake View Terrace) 91342
Los Angeles (LAX Area) 90045
Los Angeles (Leimert Park) 90008
Los Angeles (Los Feliz) 90027
Los Angeles (Mar Vista) 90066
Los Angeles (Mid City) 90019
Los Angeles (Mission Hills) 91345
Los Angeles (Montecito Heights) 90031
Los Angeles (Mount Olympus) 90046
Los Angeles (Mt. Washington) 90065
Los Angeles (North Hills) 91343
North Hollywood) 91601 - 91602 / 91604 -
91607
Northridge) 91324-91325
Pacific Highlands) 90272
Pacific Palisades) 90272
Pacoima) 91331
Los Angeles (Palms) 90034
Panorama City) 91402
Los Angeles (Park La Brea) 90036
Los Angeles (Pico Heights) 90006
Playa del Rey) 90293
Los Angeles (Porter Ranch) 91326
Los Angeles (Rancho Park) 90064
Reseda) 91335
San Pedro) 90731-90732
Los Angeles (Sawtelle) 90025
Los Angeles (Shadow Hills) 91040
Los Angeles (Sherman Oaks) 91403 / 91423
Los Angeles (Silverlake) 90026
Los Angeles (South Central) 90001 / 90003
/90007 / 90011 / 90037 / 90047 / 90061 -
90062
Los Angeles (Studio City) 91604
Los Angeles (Sun Valley) 91352
Los Angeles (Sunland) 91040
Los Angeles (Sylmar) 91342
Los Angeles (Tarzana) 91356
Los Angeles (Terminal Island) 90731
Los Angeles (Toluca Lake) 91602
Los Angeles (Tujunga) 91042
Los Angeles (USC) 90089
Los Angeles (Valley Village) 91607
Van Nuys) 91401- 91403 / 91405 - 91406 /
91411 / 91423
Los Angeles (Venice) 90291
Los Angeles (Watts) 90002/90059
Los Angeles (West Adams) 90016
Los Angeles (West Beverly) 90048
Los Angeles (West Fairfax) 90035
Los Angeles (West Hills) 91307
Los Angeles (West Los Angeles) 90025
Los Angeles (Westchester) 90045
Los Angeles (Westlake) 90057
Los Angeles (Westwood) 90024
Wilmington) 90744
Los Angeles (Wilshire Blvd) 90010
Los Angeles (Winnetka) 91306
Los Angeles (Woodland Hills) 91364 / 91367
Los Feliz (City of LA) 90027
Los Nietos 90606
Lynwood 90262
Malibu 90265
Manhattan Beach 90266
Mar Vista (City of LA) 90066
Marina del Rey 90292
Maywood 90270
McDonnell Douglas (Long Beach) 90846
Mid City (City of LA) 90019
Mission Hills (City of LA) 91345
Monrovia 91016
Montebello 90640
Montecito Heights (City of LA) 90031
Monterey Hills (City of LA) 90032
Monterey Park 91754-91756
Montrose 91020
Mount Olympus (City of LA) 90046
Mount Wilson 91023
Mt. Washington (City of LA) 90065
Newhall (Santa Clarita) 91321
North Hills (City of LA) 91343
North Hollywood (City of LA) 91601 - 91602 /
91604 - 91607
North Long Beach (Long Beach) 90805
Northridge (City of LA) 91324 - 91325
Northridge, Cal State Univ. (City of LA) 91330
Norwalk 90650
Oak Park 91301
Pacific Highlands (City of LA) 90272
Pacific Palisades (City of LA) 90272
Pacoima (City of LA) 91331
Palmdale 93550 - 93552 / 93591
Palms (City of LA) 90034
Palos Verdes Estates 90274
Panorama City (City of LA) 91402
Paramount 90723
Park La Brea (City of LA) 90036
Pasadena 91101 / 91103 - 91107
Pasadena (Cal Tech) 91125 - 91126
Pearblossom 93553
Phillips Ranch 91766
Pico Heights (City of LA) 90006
Pico Rivera 90660
Playa del Rey (City of LA) 90293
Playa Vista (City of LA) 90094
Pomona 91766-91768
Porter Ranch (City of LA) 91326
Quartz Hill 93536
Rancho Dominguez 90220
Rancho Palos Verdes 90275 / 90717 / 90732
Rancho Park (City of LA) 90064
Redondo Beach 90277 - 90278
Reseda (City of LA) 91335
Rolling Hills 90274
Rolling Hills Estates 90274
Rosemead 91770
Rosewood 90222
Rowland Heights (La Puente) 91748
San Dimas 91773
San Fernando 91340
San Gabriel 91775 - 91776
San Marino 91108
San Pedro (City of LA) 90731 - 90733
Santa Clarita (Canyon Country) 91351
Santa Clarita (Newhall) 91321
Santa Clarita (Valencia) 91354 - 91355
Santa Fe Springs 90670
Santa Monica 90401 - 90405
Saugus, Agua Dulce 91350
Sawtelle (City of LA) 90025
Shadow Hills (City of LA) 91040
Sherman Oaks (City of LA) 91403 / 9 1423
Sierra Madre 91024
Signal Hill 90755
Silverlake (City of LA) 90026
South Central (City of LA) 90001 / 90003 /
90007 / 90011 / 90037 / 90047 / 90061 -
90062
South El Monte 91733
South Gate 90280
South Pasadena 91030
South Whittier 90605
Stevenson Ranch 91381
Studio City (City of LA) 91604
Sun Valley (City of LA) 91352
Sunland (City of LA) 91040
Sylmar (City of LA) 91342
Tarzana (City of LA) 91356
Temple City 91780
Terminal Island (City of LA) 90731
Toluca Lake (City of LA) 91602
Topanga 90290
Torrance 90501-90506 / 90277 - 90278
Tropico (Glendale) 91204 - 91205
Tujunga (City of LA) 91042
Universal City 91608
USC (City of LA) 90089
VA Hospital (Sawtelle) 90073
Valencia (Santa Clarita) 91354 - 91355
Valinda 91744
Valley Village (City of LA) 91607
Valyermo 93563
Van Nuys (City of LA) 91401 - 91403 / 91405  
- 91406 / 91411 / 91423
Venice (City of LA) 90291
Verdugo City (Glendale) 91046
Vernon 90058
View Park 90043
Walnut 91789
Walnut Park 90255
Watts (City of LA) 90002  /90059
West Adams (City of LA) 90016
West Beverly (City of LA) 90048
West Covina 91790-91793
West Fairfax (City of LA) 90035
West Hills (City of LA) 91307
West Hollywood 90069
West Los Angeles (City of LA) 90025
Westchester (City of LA) 90045
Westlake (City of LA) 90057
Westlake Village 91361 - 91362
Westwood (City of LA) 90024
Whittier 90601 - 90605
Whittier (Whittier College) 90608
Whittier College (Whittier) 90608
Willowbrook 90059 / 90222
Wilmington (City of LA) 90744
Wilshire Blvd (City of LA) 90010
Windsor Hills 90043
Winnetka (City of LA) 91306
Woodbury Univ. (Burbank) 91510
Woodland Hills (City of LA) 91364 / 91367
World Trade Center (Long Beach) 90831 -
90832

Please call for Orange County,
Ventura County, Riverside County,
San Bernardino, County Coverage
Areas,   Real Estate Appraiser Orange
Riverside Ventura San Bernardino
Counties,
  Appraisal Institute - MAI appraiser
Curtis D. Harris, BS, CGREA, REB
Education:
*Hold an undergraduate degree from a four-year accredited educational
institution. (
Any Degree will do, Usually Not in Real Estate)


None



None


None


None



None

None



**Receive a passing grade on a four-module, two-day comprehensive
examination.  (
Created by the Appraisal Institute)

***Receive a passing grade on 11 examinations that reflect 380 hours of
classroom instruction and that test the appraiser’s knowledge of basic and
advanced appraisal principles, procedures and applications; report writing;
valuation analysis and standards of professional practice. (
Created by the
Appraisal Institute
)
*Bachelor of Science Degree, Real Estate, California State University Los
Angeles



*Professional Designation in Building and Construction Management,
University of California Los Angeles

*Appraisal Certificate, University of California Los Angeles

*Associate of Arts Degree, Architecture, Los Angeles City College

*Course work completed towards an Associate Degree in Inspection
Technology, Los Angeles Trade Tech College

*Real Estate Certificate-Los Angeles City College

*High School Diploma-Cass Tech High School, Major in Architecture


**In addition to the above Approximately 1,000 Classroom Hours of
Continuing Education, including exams

***Received passing grades on 6 Appraisal Institute examinations that reflect
240 hours of classroom instruction and that test. . .
Experience:
Receive credit for 6,000 hours of experience, including 3,000 hours of
specialized appraisal experience, all of which must meet strict criteria
Approximately 60,000 hours of experience in Real Estate Appraisal,
Inspection, Marketing, Title Insurance, and Consulting
Demonstration Report:
Receive credit for a demonstration appraisal report relating to income-
producing property that demonstrates the ability to present a properly
supported value estimate or opinion evaluating the nature, quality or utility
of a parcel of real estate or any interest in, or aspect of, real property,
including handling physical incurable depreciation, OR fulfill an approved
comparable alternative.  

Now the TRUTH!
(A demonstration appraisal report is the most complete presentation of a
property appraisal
that an individual can produce given the limits of the
individual’s abilities
and the market evidence available at the time. The
term most complete simply means the most concise, but thorough
presentation of each section of the report
demonstrating the Associate
Member’s level of knowledge and expertise
.)
Competed approximately 750 appraisal reports on Single Family
Residences, Apartments, Commercial, Industrial, and Special Use Properties
Seminars Presented:
None
At least 6
Court Appearances/Court Appointed Appraiser:
None
About 4/At least 1
Source:
Appraisal Institute
Resume of Curtis D. Harris, BS, CGREA, REB
LEED Certification
None
CTAC - Southern California Edison
Real Estate Broker Licence:
None
State of California, Licenced Real Estate Broker Since 1972
Qualified Probate Referee
None
Passed California State Probate Referee Exam and Interview
Certified Commercial Property Inspector:
None
ASTM E-2018 Commercial Property Inspector
Decision:
Looser
KO
I CHALLENGE ANY APPRAISAL INSTITUTE MEMBER, MAI
APPRAISER, TO AN OPEN DEBATE.    
">Jurisdictional
Exception