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5780 West Centinela Avenue, Building 1, Suite 408
Los Angeles, California 90045
Search Our Site Without Leaving Yours:  Click Here For Code

Trends/Interest Rates:

ViewPoint 2005 Real Estate Value Trends

GVA DAUM's Market Reports are Available for Download by Market and Property Type.
This individual market reports offer general market information, statistical analysis and current
trends occurring in the commercial real estate industry for Los Angeles County, Orange County,
Ventura County, Inland Empire, and Phoenix, Arizona.

KEY FINANCIAL INDICATORS Loan Volume | Loan Performance | Occupancy Rates | Move-In
Rates  |
Capitalization Rates              

REALTY RATES Investor Survey, 4th Quarter, 2005

Compilation of Weekly Survey Releases
Land Recycling Resources on the Internet

City of Los Angeles Homeowners Guide to Additions and Remodeling

Brownfields Economic Development Initiative (BEDI)

City of Los Angeles, Zoning Code Manuel

Building Departments, Southern California


California Law:

California Local Codes and Charters:

Real Estate Law Resources

The California Enviornmental Quality Act

Real Estate Glossary




Angeles, Real Estate Appraiser Los Angeles, Appraisal Los Angeles, Short Sale Appraiser,  Short Sale Appraisal, )
Short Sale Real Estate Appraiser,)




The Los Angeles County Recorder, upon payment of proper fees and taxes, will accept any document which is
authorized or required by California law to be recorded, if the document contains required information and if it is
photographically reproducible.  (Short Sale Appraiser,  Short Sale Appraisal,  Short Sale Real Estate Appraiser,)

Anderson Real Estate Association-Virtual Library

What an Escrow Officer Does

Where to report mortgage Fraud


BLACK'S GUIDE-Search America's Most Current and Comprehensive Commercial Real Estate Source FREE!  OVER

Typical Real Estate Appraiser

FLIPPING: Dangerous Maneuvers for Appraisers

Type V Sheet

Liability Insurance Administration-Claim Alert Bulletins-Our Claim Alert bulletins provide information about litigation
trends and effective defense advice.

Lessons in Lighting is a basic course intended for those new to the lighting industry. We strongly recommend that you
study the lessons sequentially as each subsequent lesson assumes that you have a basic understanding of the
previous lesson. Once you have completed all lessons the final exam will be made available. You need to correctly
complete a minimum of 75% of the questions in the final exam to receive your certificate of accreditation. The
questions are taken from the text and in the order in which the lessons were presented….Lesson I, II, III, IV, etc.

Home Insecurity
How Widespread Appraisal Fraud Puts Homeowners At Risk
By David Callahan
View the document (pdf)
Many Americans have reduced the equity in their home to pay off credit card debts and cover day-to-day expenses.
More troubling still is evidence that many appraisers fraudulently inflate property values during the buying or
refinancing of homes. This paper explores the implications of appraisal fraud.

Appraisal Fraud Likely Greater Than Reported
by Broderick Perkins

TITLE 26--INTERNAL REVENUE CODE    Subtitle F--Procedure and Administration
Subchapter B--Assessable Penalties
6701. Penalties for aiding and abetting understatement of   tax liability

Treasury Department
Circular No. 230 (Revised 7-94) 31 Code of Federal Regulations Subtitle A, Part 10
Regulations Governing the Practice of Attorneys, Certified Public Accountants, Enrolled Agents, Enrolled Actuaries and
Appraisers before the Internal Revenue Service
NOTE: The entire table of contents is listed below. However, only excerpts of Circular 230 that are relevant to material
covered in the textbook are included below

Q Theory of Investment, the Capital Asset Pricing Model and Real Estate Valuation: A Synthesis

Real estate’s ‘dirty little secret’
‘Appraisal inflation’ a worry for housing experts

Welcome to In about 5 minutes you can develop a home construction or replacement cost that
considers all the important variables: materials used, design features, quality, size, shape, heating, cooling and
geographic area. Your printed estimate shows detailed labor and material costs for each of 34 construction cost
categories. Plus, it's FREE!

The following forms provide
two methods of calculating your office space needs. The first is based upon general rules
of thumb. The second goes into greater detail and is more accurate. Using both methods will provide you with a range
of your probable requirement. Please note, the results will be in usable square footage. Any load factors will have to
be added.

The Leasing Process-An experienced and reliable tenant representative can make a huge difference in the
successful outcome of your search for office space

BOMA Floor Measurement eSeminar
BOMA presents a valuable new online learning tool in the use and application of the Standard Method for Measuring
Floor Area in Office Buildings.  Test your knowledge.
Click here.

The National Kitchen and Bath Association is a growing non-profit trade association with over 25,000 members.  We’
ve led the kitchen and bath industry for over forty years by providing resources for consumers and industry

Construction Calculators
Lowe’s For Pros offers a wide range of construction calculators, from insulation to concrete calculators, that provide
not only materials estimates, but man-hours estimates as well.

Step-by-Step Directions Help You Measure Square Footage
Each year, home owners discover that their new home's square footage is not the figure that was stated when the
house was advertised. Owners sometimes decide to sue the people who were involved in the transaction, especially
if the difference is significant. Real estate agents and for sale by owner sellers can reduce their risks of encountering
a lawsuit by knowing how use accepted standards to measure and calculate a home's square footage. Get it right the
first time so that everyone's happy with the results.

Stupid Appraisal Talk

Welcome to the Affordable Housing Design Advisor - A tool, resource, idea bank and step-by step guide to Design in
affordable housing.

Commercial Investment Real Estate, a magazine of the CCIM Institute,

The central purpose of this article is to describe the research, procedures, steps, and processes involved in
successfully developing a vacant residential real estate parcel. The most typical real estate development procedure
may be outlined as follows:

  • Create the development idea
  • Control the vacant site or undeveloped land
  • Complete a preliminary market feasibility study
  • Have the preliminary plans and specifications drawn
  • Obtain a mortgage financing commitment
  • Cause the final market feasibility study to be completed
  • Complete the engineering final plans and specifications
  • Estimate the final total costs, direct and indirect
  • Complete a Discounted Cash Flow analysis of inflows and outflows
  • Analyze various risks associated with the proposed development
  • Begin actual construction of the streets, utilities, and lots
  • Marketing and Selling

The reader should realize that each of these development steps is interrelated. While they are listed in a specific
order, these steps cannot always be treated in this exact order or in isolation. For example, a real estate developer
may already own the land, and then proceed to determine its highest and best use.

How to Avoid (or Survive) an
IRS Valuation
Audit: A Report From the First National IRS
Symposium on Valuation Issues
By Roger E. Wilde*
Just this past February, the Los Angeles Chapter of the American Society of
Appraisers (ASA) held the first National IRS Symposium on Valuation Issues in
Cerritos, California.
Approximately 165 appraisers from various disciplines (business valuation, real
estate, personal property and art, equipment) heard the top IRS officials in valuation,
appraisal, estate and gift tax, Office of Professional Responsibility, and Abusive
Transactions. According to Dennis Webb, President of ASA’s Los Angeles Chapter, the
IRS wanted to share information with the appraisal community about the newlyimplemented
changes in their national appraisal program.

Commercial Real Estate Data Laboratory (CREDL) -

National Association of Industrial and Office Properties (NAIOP)  Government Affairs

City of Los Angeles, Adaptive Reuse

Landlord Tenant Handbook,for (City of Los Angeles) Rental Units subject to the
Rent Stabilization Ordinance

RESIDENTIAL VACANCY DATA  Individually Metered Apartment Vacancy Survey data and Residential Meter
Activity data are produced on a monthly basis by the City of Los Angeles Department of Water and Power and
distributed by the Los Angeles Housing Department. Please refer to the background information sheet
<>  for descriptions of this data and explanations of terms used.  All data are
updated monthly, as soon as the reports

American Legal Publishing provides a wide range of services to municipalities and organizations of all sizes,
including ordinance codification and supplementation, CD-ROM publishing, Internet hosting, document imaging and
much more!

Search Multi-Family Listings  Search by Property Type

Sixteen - Mortgage Calculators for you to use. RealEstate ABC Calculator Suite
A group of five calculators we've programmed for our users.  These calculators cover most everything you will need to
plan for home ownership.

Institute of Real Estate Management (IREM)
financial formulas


The Manufactured Housing Program.  
The Manufactured Housing Program staff administers the construction and alteration of commercial modular, special
purpose commercial modular and multi-unit manufactured homes, monitoring design and construction through third
party agencies. Program staff also performs activities on behalf of the U.S. Department of Housing and Urban
Development (HUD), as a State Administrative Agency.

The World Bank Group focuses on assisting national and local governments in formulating policies and programs on
two aspects of the sector. This work is implemented through a
housing and land group.


Practices For Sale

There are numerous and significant differences between medical office buildings and standard office buildings that
must be considered, researched, and addressed by appraisers. Overlooking these differences can lead to a faulty
appraisal. In addition, hospital proximity and the financial condition of any adjoining hospital must be examined
in detail. While largely unknown, the effects of the proposed political transformation of the health care industry are also

Welcome to MIT's OpenCourseWare: a free and open educational resource for faculty, students, and self-learners
around the world. OCW supports MIT's mission to advance knowledge and education, and serve the world in the 21st
century. It is true to MIT's values of excellence, innovation, and leadership.  
Urban Studies and Planning.  Architecture.

Search-Architecture, House Styles
by Jackie Craven
This page is your starting place for exploring house styles, with links to facts, photos, diagrams, and building plans for
the most popular housing styles in North America.

Architectural Acoustics and Lighting

Architectural Glossary

Architecture Guide

NAREIT's Detailed Analysis of the REIT Improvement Act (January 3, 2005)  REITs: Stunning Performance Steady

Real Estate and Mortgage Glossary & Definitions

You Name the Price; I'll Name the Terms

Commercial Real Estate: Analyzing & Due Diligence

Free Advice - Real Estate Law Q & A.

Welcome to
the Los Angeles County General Plan Update Program website.  Here you will find documents relating to
the County’s comprehensive update of the 1980 Countywide General Plan.  Included are drafts of text and map
components of the General Plan, along with information as to how you may participate in this process—from the initial
stages through the public hearings before the Regional Planning Commission and the Board of Supervisors.  Please
check back periodically; we will be adding new material as it becomes available

Around the (
California) Capital

Real Estate Research Institute: All
RERI Working Papers are available free of change. Click View PDF to access those
papers that are available electronically.

The REIT and real estate
glossary offers over 500 terms defined in easy to understand language, no matter what your
level of experience with REITs.  The glossary is hosted by the Indiana University Center for Real Estate Studies.
Definitions are taken in part from The Language of Real Estate Appraisal, Real Estate Finance & Investment and
Realty Stock Review.

BRB's Free Resource Center is a comprehensive and searchable list of free public record sites along with additional
tools to locate sources for civil records, criminal records, driving records, real estate records, public record vendors,
record retrievers, legislation and more.

As of January 23, 2006, the
United States Department of Energy requires central air conditioners and heat pumps to
meet an efficiency rating of 13 SEER or above. Most systems installed in homes prior to this date are rated at an 8 to
10 SEER.

Highest and Best Use of Power Plants

A probabilistic seismic hazard map is a map that shows the hazard from earthquakes that geologists and
seismologists agree could occur in California. It is probabilistic in the sense that the analysis takes into consideration
the uncertainties in the size and location of earthquakes and the resulting ground motions that can affect a particular

DOE high performance buildings
Because high-performance commercial building design incorporates input from many areas of building expertise in
the beginning of a building project, special tools have been developed to assist design professionals. Below are
some general guidelines, simulation software, and resources to help you achieve high-performance buildings.
  • Design guidelines
  • Energy simulation software
  • Resources
  • Research Reports
  • High Performance Building Brochures
  • Weather Data
  • Charrette Handbook

Electro-Magnetic Fields: The following scientific, government and international agencies have EMF-related information
you may want to review"

Environmental Terms

"A Brief Guide to Mold, Moisture, and Your Home"

Lead Safe Training, In conjunction with the National Paint and Coatings Association (NPCA), Atrium Environmental
Health & Safety Services is offering a one day Lead-Based Paint Training Program for Renovators and Remodelers.
This no-cost training program, which follows the HUD-EPA curriculum (2003), is sponsored by the NPCA, and is the
result of a cooperative agreement between the NPCA and the individual states.    

The Los Angeles County Department of Health Services, Environmental Health Division, is responsible for routinely
inspecting all apartment buildings and condominiums with 5 units or more to ensure that residential housing within
Los Angeles County is safe, sanitary, and fit for human habitation.
As a new service, we are providing the latest
inspection results from the past two years for all properties inspected. However, there is approximately a 3-week lag
time between the inspection and posting the information on this site.

The Bug Clinic  
  "Do-It-Yourself" Pest Control               

The California legislature passed the
Mello-Roos Community Facilities Act of 1982, which became law in January of
1983 (California Government Code Section 53311 et. seq.)

The Director, Soil Survey Division, is responsible for: overall policy formulation; budget development and
implementation; program development and implementation; collaboration with others at the national and international
level to carry out
National Cooperative Soil Survey (NCSS) activities; oversight of national soil survey activities;
coordination of staff functions; coordination of soil survey reports and publications throughout the nation; coordination
of soil survey information used in NRCS policy and programs; and development of user feedback mechanisms. The
Director also is responsible for coordinating international soil survey activities.

Online Web Soil Survey  - Official USDA soil information as viewable maps and tables for more than 2300 soil surveys.


Alquist-Priolo Earthquake Fault Zones

California Seismic Hazard Maps

California Department of Education

California Land Use Planning Information Network (LUPIN)

California Housing Finance Agency

Title 24 Building Standards
California's building regulations are contained in Title 24 of the California Code of Regulations. This link provides a
description of each Part of Title 24, and indicates the currently effective edition of model codes adopted within Parts 2,
3, 4, 5, and 9.

Commentary by the Structural Engineers Association of California Existing Buildings Committee

California Building Standards Commission-
Recently Approved Standards
The following table lists approved building standards that are not yet available in a published format. When an
approved standard is published, it is published as a supplement to the California Code of Regulations, Title 24.

California Civil Code,Part IV,
TITLE 6.  Common Interest Developments.  Living in a California Common Interest

The Gramm-Leach-Bliley Act (G-L-B Act, or the Act, Public Law 106-102) was signed into law on November 12, 1999.
Subtitle A of Title V of the Act, captioned “
Disclosure of Nonpublic Personal Information” limits the instances in which
financial institutions may disseminate certain “nonpublic personal information” about their customers. The intent of
the G-L-B Act is to protect consumers’ personal information obtained by a financial institution from being disclosed or
released without notice and without the permission of the consumer.

Uniform Standards of Professional Appraisal Practice
USPAP Standards please see:

Property Tax Appraisals and the Reuse of Inner-City Properties

City of Los Angeles, Department of Building and Safety

If you are considering hiring a contractor to remodel, repair or upgrade your new home and landscape, the following
publications can help you make informed decisions, help you select a contractor who is licensed and good standing
-- and
avoid home improvement problems.

Welcome to ConstructionCampus, the premiere online safety training portal and corporate solutions provider for
workplace  safety, construction safety, OSHA compliance and risk management!.

MLS Sites Coast to Coast

Whether you're buying, selling or just want to keep a handle on your most prized possession, here's how you can use to get the information you want … for free

Home Ownership-This section provides you with information and resources to help you with buying a home, selling a
home, and other homeownership issues. To begin, please select one of the following:

In the continuing effort to improve the delivery of services to the public, the Department of City Planning has developed
the Zone Information and Map Access System (
ZIMAS). ZIMAS provides the City of Los Angeles with the foundation to
present an Internet-based Geographic Information System (GIS) with the purpose of empowering its users with the
ability to instantly retrieve property information within the framework of a user-friendly and inherently self-intuitive

National Register Research
This is the latest inter-agency partnership on this project and the latest incremental step by the National Register in
digitizing the documentation on nearly 79,0000 nominations. Multiple property nomination contexts and GSA
properties have been digitized and are now available through the NRIS database. Work on the National Park Service's
own listed properties is currently underway.

Historic buildings are tangible links with the past. They help give a community a sense of identity, stability and
orientation. The Federal government encourages the preservation of historic buildings through various means. One of
these is the program of
Federal tax incentives to support the rehabilitation of historic and older buildings.

Historic Preservation Easements A Historic Preservation Tool with Federal Tax Benefits

Conservation Easements Conserving Land, Water and a Way of Life

Bookmark the Los Angeles Conservancy’s Web site as your one-stop "portal" to information on historic preservation
and Los Angeles. We think that you may be interested in the following sites:  
National Links.

California is characterized by a rich historical past and a bright, promising future. The State's historical resources
represent the contributions and collective human experiences of a diversified population spanning 10,000-12,000
years of occupancy in California. This heritage is embodied in the cultural and historical landscapes of California as
evidenced by the archaeological remains, historic buildings, traditional customs, tangible artifacts, historical
documents, and public records extant in California. All these evidences of the past contribute to the sum total of
California's history. Such historical resources provide continuity with our past and enhance our quality of life.

Timber and
timberland appraisal is an extensive process, the information provided here is not intended to teach you
the appraisal process. Rather, it is intended to explain the terminology, processes, methods and principles used in
the appraisal process.

The Law Encyclopedia is a new community based project to provide short, simple explanations of legal terms. f you
would like to submit an entry, please reply to the email address below.  Enjoy!

The FFIEC is under contractual agreement with Tele Atlas, its data (
Census) source vendor for this system, which
limits Internet users to enter one address at a time and obtain the appropriate geocoding information. For batch
geocoding, please contact Tele Atlas at for ordering the data.

U.S. Department of Labor Bureau of Labor

U.S. Census Bureau

If you have a listing over $1 million, is a free MLS for estate properties. With
thousands of international listings, this is a great way to provide your luxury listings with maximum exposure to some
of the world's most qualified buyers.  

What is Emporis Buildings about?
Emporis Buildings is a gigantic database on buildings and structures. It gives users access to real-estate and
architecture in more than 8,000 cities worldwide. To access buildings in a specific city, either use Emporis Geography
or search for the desired destination using the search boxes above.  

If you have a property that is in foreclosure, you can also post your listing on for no charge. This
site obviously attracts bargain hunters and professional investors, but it can also be an excellent means to sell a
property prior to the bank taking it back from the defaulting owner.


On December 11, 1980, President Jimmy Carter signed the Comprehensive Environmental Response,
Compensation, and Liability Act of 1980 (CERCLA or Superfund), creating the Federal government's program to clean
up the nation's uncontrolled hazardous waste sites. Through the Superfund program, the U.S. Environmental
Protection Agency (EPA) and its partners addresses abandoned, accidentally spilled, or illegally dumped hazardous
waste that pose current or future threats to human health or the environment. There is at least one
Superfund site in
every State (
locate a Superfund site). Read the entire story

California Coastal Commission
The Coastal Commission was established by voter initiative in 1972 (Proposition 20) and made permanent by the
Legislature in 1976. The mission of the Commission, as the lead agency responsible for carrying out California's
coastal management program, is to plan for and regulate development in the coastal zone consistent with the policies
of the California Coastal Act.

Some Quick Green
Roof Facts... There are two types of green roofs: extensive and intensive.  Extensive green roofs range from one to five
inches in soil depth, normally consist of mosses, herbs and grasses, and are built primarily for their environmental
benefits rather than public access.

Intensive green roofs require at least a foot of soil depth, an elaborate irrigation and drainage system, and require
maintenance. Intensive green roofs contain trees and shrubs and are typically designed to be publicly accessible.

Benefits of Green Buildings A Report to California’s Sustainable Building Task Force
October 2003

Defining Appropriate Reuse Strategies: When to Lease, When to Sell, and When to Dispose of Property at No
Consideration - The World's Most Complete Real Estate Directory  

Brownfields are real property, the expansion, redevelopment, or reuse of which may be complicated by the presence
or potential presence of a hazardous substance, pollutant, or contaminant. Cleaning up and reinvesting in these
properties takes development pressures off of undeveloped, open land, and both improves and protects the
 On this site, you can find information about US EPA's Brownfields Program including the Brownfields
Law, US EPA Brownfields Grants, technical tools and resources as well as information on brownfields projects
across the county.

Raw land purchase agreement

The California Environmental Protection Agency (Cal/EPA) was created in 1991 by Governor's Executive Order. The six
Boards, Departments and Office were placed within the Cal/EPA "umbrella" to create a cabinet level voice for the
protection of human health and the environment and to assure the coordinated deployment of State resources. Our
mission is to restore, protect and enhance the environment, to ensure public health, environmental quality and
economic vitality.

Getting Raw Land - Not a Raw Deal! by Dan Auito
There is more to buying raw land than meets the eye and more than a few individuals have wished they'd had a
second chance upon finding themselves duped, conned, misled, ill-advised, uninformed, oversold, undereducated
and often unprepared. They realize, often too late, that a raw land purchase should be properly investigated, evaluated
and negotiated using a logical and rational plan

CERES is an information system developed by the California Resources Agency to facilitate access to a variety of
electronic data describing California's rich and diverse environments. The goal of CERES is to improve environmental
analysis and planning by integrating natural and cultural resource information from multiple contributors and by
making it available and useful to a wide variety of users.

What Does the Evidence Say About NPL Listing and Home Prices?

EPA EnviroMapper for Envirofacts    

Port’s Appraisers Instructed to Undervalue Residential Property in SeaTac Purchase Zone
In preparing for future purchases of homes in SeaTac’s Westside area, the Port of Seattle has instructed its
appraisers to set the value of property below what comparable property in non-airport-impacted areas is worth.
Homeowners who accept Port purchase offers will thus lose the difference between the true value of their homes and
the sharply reduced value caused by Airport activities. Appraisers are to value properties in comparison to other
Airport-impacted properties, instead of using homes not impacted by overflights as ‘comparables’.

Presented to the American Bar Association Real Property Programs ...
Instructions to appraisers often include valuations other than market value, as follows: Use Value ‐ “Use value is the
value a specified property has for a specific use”. 9 The valuation ...

We use
the Adjusted Present Value (APV) method with Monte Carlo simulations for real
estate valuation purposes. Monte Carlo simulations make it possible to incorporate the
uncertainty of valuation parameters, in particular of future cash flows, of discount rates and of
terminal values. We use empirical data to extract information about the probability
distributions of the various parameters and suggest a simple model to compute the discount
rate. We forecast the term structure of interest rates using a Cox et al. (1985) model, and then
add a premium that is related to both the real estate market and selected property-specific
characteristics. Our empirical results suggest that the central values of our simulations are in
most cases slightly less than the hedonic values. The confidence intervals are found to be
most sensitive to the long-term equilibrium interest rate being used and to the expected
growth rate of the terminal value.

Click on the following links to download the associated files:
Eminent Domain
PowerPoint Presentation from 3/28/06 Luncheon

Asbestos-A Contractors
Guide launched in beta today, offering free home-value estimates and data on more than 60 million houses in
the United States.

Los Angeles Times,
Home Prices

NavigateLA was developed to service not only the current needs to access GIS information, but also to service the
future needs. As a result of this approach, the application reflects options to access data that is currently in
development, as well as data that is yet not available on a City-wide basis. Therefore, when you select the following
options the data may only be available for certain areas of the City, and will be completed in the future.

National Geographic's redesigned online atlas gives you the world—your way.  
Find nearly any place on Earth, and
view it by population, climate, and much more. Plus, browse antique maps, find country facts, or plan your next outdoor
adventure with our trail maps.

Volume 9, Number 3, 2003 of the
Journal of Real Estate Portfolio Management Public and Private Real Estate in a
Mixed-Asset Portfolio  Isolating Important Driving Forces in Indirect Real Estate Markets The Role of Singapore REITs
in a Downside Risk Asset Allocation Framework Potential Environmental Liabilities with Industrial Properties in the
United Kingdom Prepayment Risk of Public Housing MortgagesThe Devaluation of Capital Budgeting in Real Estate
Development Firms all articles listed here are available for download in portable document format.

Real Property Appraisal Body of Knowledge -The Real Property Appraisal Body of Knowledge (BOK) is an outline of
concepts, theories, paradigms, and applications of the real property appraisal profession. The profession’s
knowledge base is a tree with three parts: roots, a trunk, and branches. Roots (from economics) form the foundation
of the tree and provide support for the trunk and branches.  The trunk, composed of the valuation process and the
Uniform Standards of Professional Appraisal Practice (USPAP) provides support for the branches. Branches
represent individual appraisal assignments and specialties. Within each branch are many twigs which represent
subspecialties within the discipline.  

Major Schools of Economic Theory-The word "economics" is derived from oikonomikos, which means skilled in
household management. Although the word is very old, the discipline of economics as we understand it today is a
relatively recent development. Modern economic thought emerged in the 17th and 18th centuries as the western world
began its transformation from an agrarian to an industrial society.

The Economics of Real Estate Principles

Cost, Price and Value

Note: Los Angeles County Department of Public Works is able to provide groundwater elevations for many wells
located within the County of Los Angeles. The California Department of Water Resources (DWR) is able to provide
water level information and well completion data for other wells. The DWR website is:

SPONSORS' GUIDE TO PROPERTY APPRAISAL And The Determination of Just Compensation

Title 32--National Defense  CHAPTER V--DEPARTMENT OF THE ARMY PART 644--

Chapter 5 details the real estate market forces that are shaping the County and Town’s development environment.
The real estate market analysis reflects the most current market conditions and analyzes development, leasing,
sales, and absorption trends that have occurred

(a) Purpose. T
he Rules in this subchapter apply to the underwriting, market analysis, appraisal,
environmental site assessment, property condition assessment, and reserve for replacement standards employed
by the Texas Department of Housing and Community Affairs (the "Department" or "TDHCA"). This chapter provides
rules for the underwriting review of an affordable housing development's financial feasibility and economic
viability. In addition, this chapter guides the underwriting staff in making recommendations to the Executive
Award and Review Advisory Committee ("the Committee"), Executive Director, and TDHCA Governing Board ("the
Board") to help ensure procedural consistency in the award determination process. Due to the unique
characteristics of each development the interpretation of the rules and guidelines described in this subchapter is
subject to the discretion of the Department and final determination by the Board.

The (Los Angeles County) Assessor has developed the
Property Assessment Information System (PAIS) to enhance
Internet services to the public. Currently you may research assessment information for individual parcels, print
Assessor maps, and search for sales within the past two years. This system is best viewed using Internet Explorer
4.0 or higher and a screen resolution of 600 x 800.

FEMA’s Map Service Center (MSC) has a new look and feel that is designed to provide you with the same great
functionality, but with more information and resources at your disposal.  The new MSC website is not only your official
government source, but the premier site for flood hazard mapping information, products, and services.  We hope our
revamped website better serves your personal or professional needs.

FEMA Library

USPAP Administrative Review please see Advisory Opinion 6 (AO-6):


Banks and Lending, Comptroller of the Currency (OCC)

'Lectric Law Library Lawcopedia's LANDLORD - TENANT & Real Property Issues Topic Area

Side-by-side comparison of 49 CFR 24 Subpart B
Federal Agencies may find that, for Federal eminent domain purposes, the terms "fair market value" (as used
throughout this subpart) and "market value," which may be the more typical term in private transactions, may be

Determine Fair Market Value of Property...

Electronic Code of Federal Regulations (e-CFR)
e-CFR Data is current as of November 1, 2005
Title 12: Banks and Banking

Employee Relocation Council ERC

HUD Webcast - FHA Appraiser Training

Department of Housing and Urban Development 24 CFR Parts 25 and 203 FHA Single Family Mortgage Insurance;
Lender Accountability for Appraisals; Final Rule Standards for Unique and Miscellaneous Appraisal Problems

Department of Housing and Urban Development

Update to FHA Appraisal and Adoption of Revised Appraisal Reporting Forms (2005)

LII - Legal Information Institute-  U.S. Code

LII- Legal Information Institute   Wex is an ambitious effort to construct a collaboratively-created, public-access law
dictionary and encyclopedia. It is sponsored and hosted by the Legal Information Institute at the Cornell Law School
( Much of the material that appears in Wex was originally developed for the LII's
"Law about..." pages, to which Wex is the successor. -


U.S. Department of Transportation
Federal Highway Administration Appraisal Standards

Federal National Mortgage Association
FannieMae APPRAISAL Standards

Resolution of the Association of Appraiser Regulatory Officials October 10, 2005 To Fannie Mae

Appraisal Forms
Fannie Forms

Appraisal Standards For the Department of Veteran Affairs
VA Standards please see: Chapter 11

Appraisal Standards For the State of California,
Board of Equalization (
Property Tax Appraisals)

About Home Insurance, About Homeowners
Homeowners insurance is about protecting you from financial loss. It cannot and never will replace all the memories
and the good times shared with friends and family around your dining room table. It will, however, help you rebuild
your home and replace lost items -provided you were prudent enough to have the right kind of coverage when you
needed it most.

The Center sponsors research by its faculty on several areas of real estate including the economics of property
markets, the impacts of regulation, and sources of equity and debt financing. Faculty-supervised student thesis
research also contributes to building an inventory of new information. The research program is essential to promoting
new knowledge, advancing teaching techniques, and bridging the gap between theory and practice.  The results of
faculty research are published by the Center as working papers before they go on to professional journals. Selected
student theses are also available through the Center. Working papers and a research newsletter abstracting recent
faculty and student research are disseminated within MIT and to other universities as well as to the industry.  
Through its research, MIT/CRE seeks to broaden the understanding of the operation of an industry that represents a
quarter of the US gross domestic product.   
Working Papers
The following list includes only our most recent papers. Many can be downloaded. You can also download the full
publications list with order form (pdf 40k) or contact us and we will send it to you.  Note: papers designated Technical
are intended primarily for the academic community.

NAVSTAR Global Positioning System Surveying

Subsurface rights appraisal

Topographic Surveying

Basic theories of surveying

This ATG has been developed to assist Internal Revenue Service (Service) examiners in the review and examination
of cost segregation studies. The primary goals are to provide examiners with an understanding of why cost
segregation studies are performed for federal income tax purposes; how cost segregation studies are prepared; and,
what to look for in the review and examination of these studies.
The ATG was developed by a cross-functional team of Service engineers and agents and is not intended as an official
IRS pronouncement. Accordingly, it may not be cited as authority

The following is a
partial list of most used symbols throughout our floor plans.  It should help you understand and
therefore better visualize the rooms.  Printing this page for further reference when viewing actual floor plans may be a
good idea.  Please note that due to different screens size and resolutions, we could not include a scale to any of the
plans, although some of them do have measurements.

Lessons In Lighting  
Lightolier's "Lessons In Lighting" is a FREE online course on lighting fundamentals, and is
intended for those new to the lighting industry or for professionals looking to "brush up" on their basic lighting
knowledge.  The program consists of 24 lessons and a final exam that cover the entire lighting system...luminaires,
lamps, ballasts, and controls. Additionally, the student will find lessons on lighting design & application, light & color,
lighting terminology, and other related topics. Whether you are a lighting end user, electrical distributor, contractor,
lighting specifier, educator, or student, you'll find this course to be a helpful program for your lighting education.

Lightolier's state-of –the-art laboratory is located within our 320,000 square foot corporate headquarters and
manufacturing facility in Fall River, MA.
The TechCenter is part demonstration facility, part workplace and throughout, a
place for exploration and discovery. Retail, hospitality, office and residential vignettes as well as hands-on product
demonstration areas communicate the impact of high-quality lighting to architects, designers, builders, contractors
and distributors. A visit to the TechCenter will allow you to experience first hand the technology of lighting and various
techniques of lighting design.

Most people believe that
reading floor plans correctly is simple, and for the most part this is true. But there are, in fact,
certain aspects you should be aware of to understand them to your best advantage. If you're about to embark on
something as important as selecting a house plan, it's essential you know how to spot potential problems to avoid
headaches and disappointments later. After all, these are decisions that will affect where you're going to spend most
of your time in years to come. By using common sense and asking your contractor some pertinent questions, you can
make most of those decisions with ease. It doesn't matter if your new home is colonial, Spanish, Tudor or country
French -- it's what will be behind that facade that counts!

Journal of Real Estate Literature is the official publication of the American Real Estate Society (ARES). The
purpose of this journal is to provide a comprehensive source of information about real estate research in order to
encourage research and education in industry and academia. The scope of the journal goes beyond that of traditional
literature journals that only list published research. This journal also includes working papers, dissertations, book
reviews and articles on literature reviews on specialized topics, real estate information technology, and international
real estate.

Mass Appraisal of Income-Producing Properties
Whether valuing income-producing property or residential property, you can use similar information and methods for
collecting and analyzing data into base standards (benchmarks and units of comparison). However, because income-
producing property includes a variety of building designs and construction materials as well as differences in quality,
the program you use must encompass these variations.

REIT Indices

Since the
master lease provides for an income level to the REIT net of all operating expenses, the only out-of-pocket
expenses to the REIT will be accounting, legal and internal administration or management expenses.  These
management expenses are estimated at five percent of effective gross income, or $6,000, based on the management
experience of other properties.  The net operating income for the property is $120,000 less $6,000, or $114,000.

course applies economic and financial theory to the problem of real estate investment. It provides an overview of
commercial properties including office and retail; residential properties including single and multi-family;
securitization including mortgages and real estate investment trusts and real estate portfolio management.

How Assessors Unfairly Penalize REITs

Name: Daisuke Mihara (Mr.)
Daisuke Mihara is a licensed real estate appraiser and member of the Japanese association of Real Estate
Appraisal.  Tanizawa Sogo Appraisal Co., Ltd
How should the cap rata be interpreted in recent real estate

U.S. Income Tax Return for Real Estate Investment Trusts

Stigma Busters
A Primer on Selling Haunted Houses and Other Stigmatized Property

The Consumer Services section deals directly with all consumers by responding to a variety of requests for
assistance. This includes answering questions regarding policies, claims, companies, etc., as well as handling
consumer complaints. This section deals with many types of insurance problems including auto insurance,
homeowners insurance, title insurance, bail bonds and other forms of insurance products.

California / Caltrans / Right-of-Way / Manual / Chapter 9 Online Manual Chapter 9 Updated: May 19, 2004

Eminent Domain Watch



Appraisal Standards For the State of California,
Department of Transportation

Question: I am an independent real estate appraiser having a hard time making ends meet. Recently I heard about a
part time position called
probate referee that involves appraising estates. Can you tell me more about this job and
what I need to do to qualify?
— Sandra

State of California, Probate Code
CHAPTER 1.  GENERAL PROVISIONS ...........................
Article 1.  General Provisions ........................    ...........,,,.. 8850-8852
Article 2.  Discovery of Property of Decedent .................. 8870-8873
Article 1.  Procedure .....................................            ......... .
Article 2.  Designation and Removal of Probate Referee. 8920-8924
Article 3.  Time for Probate Referee Appraisal ................8940-8941
Article 4.  Commission and Expenses of Probate Referee 8960-8964
Article 5.  Transitional Provision .....................................   8980

Important Information
The opinions on the searchable Official Reports page are updated monthly and are current to within 90 days of filing.
Caution: All opinion text conforms to what has been published in the California Official Reports, but recent opinions (i.
e., those not yet reported in the bound volumes) remain subject to additional correction. (See Cal. Rules of Court, rule
976 (e).)

PMA in Mid-Atlantic Real Estate Journals
PMA is pleased to partner with Mid-Atlantic Real Estate Journal to author a monthly column on real-time commercial
management issues. The columns will address real-time issues, trends and actions affecting the management of
office buildings.   Topics featured in PMA's columns are listed in the index to the right.

Valuation without value theory: A North American "appraisal"
Canonne, Jean
Executive Summary: Competence supposes a professional foundation that includes a solid understanding of theory
and its historical development. In real estate appraisal, for example, this theory is that of economic value, and its
history spans from Xenophon to Ricardo and from Marx to Hobson. This literature review shows that the core of real
estate appraisal literature has little place for this theoretical foundation, and allocates even fewer pages to the history
of economic value. Appraisers face the challenge of erecting the edifice of basic concepts, laws and principles in
appraisal so that the field can advance from art to science, and from trade to profession.
Real estate appraisal is an ongoing concern with an ambition for technical excellence and reliability. It is nevertheless
disquieting to realize that errors may creep in and become systematic (e.g., Canonne and Macdonald, 2001). A
detailed scrutiny of over one hundred major North American real estate handbooks and real estate appraisal
manuals, treatises and anthologies, starting with Hurd (1903) and covering one hundred years, reveals that the theory
of value-from Xenophon to Ricardo, Marx and Hobson-is systematically neglected.

If you are involved in
leasing commercial real estate in any capacity whatsoever - whether experienced or a novice -
you'll find the information and tools offered at this site to be a powerful resource.  Here you'll find tips, techniques and
strategies for leasing commercial real estate as well as comprehensive information about every critical aspect of the
actual process itself. Without question, this web site is the information source for learning how to understand,
negotiate and administer a commercial lease.

Welcome to the U.S. Department of Housing and Urban Development's
Real Estate Acquisition and Relocation Web
site.  In this site you will find useful information and resources to implement HUD funded programs and projects in
accordance with the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (Uniform Act)
and other HUD requirements such as Section 104(d) of the Housing and Community Development Act.  The Uniform
Act provides important protections and assistance for people affected by the acquisition, rehabilitation, or demolition
of real property for Federal or federally funded projects. This law was enacted by Congress to ensure that people
whose real property is acquired, or who move as a direct result of projects receiving Federal funds, are treated fairly
and equitably and receive assistance in moving from the property they occupy.

Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (Uniform Act)
In a changing America, government programs designed to benefit the public as a whole often result in acquisition of
private property, and sometimes in the displacement of people from their homes, businesses or farms. On January 2,
1971, Public Law 91-646, the "Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970,"
(Uniform Act) was signed into law. The Uniform Act, provides important protections and assistance for people affected
by Federally funded projects. This law was enacted by Congress to ensure that people whose real property is
acquired, or who move as a result of projects receiving Federal funds, will be treated fairly and equitably and will
receive assistance in moving from the property they occupy.

Pursuant to
Section 33411 of the California Community
Redevelopment Law (Health and Safety Code Section 33000 et
seq.; the “CRL”), a method or plan (these “Rules and
Regulation”) must be prepared for the relocation of families,
persons and non-profit local community institutions to be
temporarily or permanently displaced from a designated project
area. This is the case whether or not the redevelopment agency
intends to ever relocate any person, household, business or
institution, or has the authority to do so.

State Court Systems
Appellate & Supreme Court Opinions & Decisions

Landlord Tenant Law

Full-text state statutes and legislation on the Internet

This page summarizes KnowledgePlex content about All Topics. This is a good place to see what content is most
popular, most recently published, or most recently added to KnowledgePlex. To do this, change the Sort By pulldown
menu below.

California Apartment Owner Association -
"State Laws Now in Effect."

Private Mortgage Insurance (PMI) New Law Requires Lenders to Cancel PMI
If you are a homeowner, you will want to be aware of a new law that establishes rights for homeowners and rules for
lenders regarding private mortgage insurance (PMI) cancellation. With this knowledge, you may eliminate premiums
you may be paying unnecessarily.

Real Property Papers (ASA)
The Capitol Hill Declaration on Corridor Valuation: An Appeal for a Paradigm Shift from Monopolistic to Market Corridor
Valuation Methods And Federal Rights-of-Way Rent Schedules.  The following paper talks about Public Interest Value.
It was written by Real Property Committee Member Charles Warren, ASA. The paper offers an alternative view to that of
the current Appraisal Institute position. Any and all comments should be directed to: Charles Warren, ASA.  
Interest Value Paper

Appraisal Standards For Federal Acquisition, Uniform Appraisal Standards for Federal Land Acquisitions
(The Yellow Book) Please See:

Standards for Unique and Miscellaneous Appraisal Problems

Appraising REO Properties
by Bradley H. Ellis, IFA
It is January, 2002 and most of us are still trying to deal with what has become perhaps the busiest period in history
for real estate appraisers. Work has been so plentiful that, in some areas, like Northern California, from about mid
November, it was not uncommon to hear pre-recorded messages at appraisal offices saying “We regret, due to
current workloads, that we cannot accept any new orders until next year.” Given that, why would I be writing an article
about how you can expand your business into the REO field?


Synthesizing The USPAP with Supplemental Standards in Eminent Domain Appraisals
by Steven Santora, IFAS
Ever since The Uniform Standards of Professional Appraisal Practice (USPAP) took effect, independent eminent
domain appraisers, government appraisers and government agencies have wrestled with the apparent contradictions
between the USPAP and government standards that arise from takings case law and takings statutory law. The
quandary involves whether the laws of these various jurisdictions are Supplemental Standards that can be added to
the USPAP “minimum” or whether there is sufficient conflict that the Jurisdictional Exception (JE) is necessary to
simply void anything in the USPAP that might look problematic.

Lumens, Illuminance, Foot-candles and bright shiny beads….
In defining how bright something is, we have two things to consider.
1. How bright it is at the source- How Bright is that light?
2. How much light is falling on something a certain distance away from the light.
Lets' do some definitions now……
We're in America, so we are going to talk about units of measurement that concern distance in feet and inches. So, we
will use some terms that folks in Europe don't use. We're going to talk about "foot-candles".

Valuation Issues: A Perspective from a U.S. Tax Court Judge

The Federal Law Re Donations Of Conservation Easements (and other partial interests) 26 US Code 170(h)

IRS Publication 950 entitled "Introduction to Estate and Gift Taxes"

A Tenants In Common (TIC), also known as Tenancy In Common, investment represents co-ownership of real estate
(CORE) by two or more investors. The Tenants In Common investors possess undivided interests in the property or
designated interests of differing sizes.

Treasury Department Circular No. 230 (Rev. 6-2005) Regulations Governing the Practice of Attorneys, Certified Public
Accountants, Enrolled Agents, Enrolled Actuaries, and Appraisers before the Internal Revenue Service

Field Guide to 1031 Exchanges By Mary Martinez, Library Manager
Section 1031 of the U.S. Internal Revenue Code allows investors to defer capital gains taxes on the exchange of like-
kind properties. 1031, or tax-deferred, exchanges hold great advantages for both investors and REALTORS®. This
Field Guide provides access to articles, manuals, forms, ideas, and other information to help you start building your
1031 niche.

PDF] ADJUSTMENTS TO UNITS OF VALUE Units of Value. For appraisal ...... Revised: January 1, 2001 Page: C.1
ADJUSTMENTS TO UNITS OF VALUE Units of Value. For appraisal purposes, land valuation is often performed using
those ...

By Benjamin Powell, Ph.D
Project Director: Adrian T. Moore, Ph.D
April 2004

Office of Chief Counsel Internal Revenue Service Memorandum

Appraisal Standards For the Department of Treasury Internal Revenue Service
Please See:, or

Manufactured Housing

State of California Mobilehome Residency Law


State of California (Caltrans), Right of Way Appraisal Manuel

E2018-01 Standard Guide for Property Condition Assessments: Baseline Property Condition Assessment Process
Please See:

Computer Based Training
Available All Day, Every Day


USC Digital Archive

The American Cities Atlas Project is a continuing public education project of Professor William Bowen. It is produced
for the support of instructional programs in the public schools of California and on the campuses of the California
State University System throughout the state. Free, unlimited access is granted to faculty and students of these
institutions for non-profit instructional purposes only.

Up construction is one of the fastest growing industries in the United States. At least 10,000 buildings enclosing
more than 650 million square feet are constructed annually. This is due, in part, to the economics of Tilt-Up, which
combine reasonable cost with low maintenance, durability, speed of construction, and minimal capital investment.

66410. Short title This division may be cited as
the Subdivision Map Act. (Added by Stats. 1974, Ch. 1536. Effective
March 1, 1975.)
66411. Local ordinance
Regulation and control of the design and improvement of subdivisions are vested in the legislative bodies of local
agencies. Each local agency shall by ordinance regulate and control the initial design and improvement of common
interest developments as defined in Section 1351 of the Civil Code and subdivisions for which this division requires a
tentative and final or parcel map. In the development, adoption, revision, and application of such ordinance, the local
agency shall comply with the provisions of Section 65913.2. The ordinance shall specifically provide for proper
grading and erosion control, including the prevention of sedimentation or damage to offsite property. Each local
agency may by ordinance regulate and control other subdivisions, provided that the regulations are not more
restrictive than the regulations for those subdivisions for which a tentative and final or parcel map are required by this
division, and provided further that the regulations shall not be applied to short-term leases (terminable by either party
on not more than 30 days’ notice in writing) of a portion of the operating right-of-way of a railroad corporation as
defined by Section 230 of the Public Utilities Code unless a showing is made in individual cases, under substantial
evidence, that public policy necessitates the application of the regulations to those short-term leases in such
individual cases.

11000. (a) "Subdivided lands" and "subdivision" refer to improved or unimproved land or lands, wherever situated
within California, divided or proposed to be divided for the purpose of sale or lease or financing, whether immediate or
future, into five or more lots or parcels. However, land or lands sold by lots or parcels of not less
than 160 acres which are designated by lot or parcel description by government surveys and appear as such on the
current assessment roll of the county in which the land or lands are situated shall not be
deemed to be "subdivided lands" or "a subdivision" within the meaning of this section, unless the land or lands are
divided or proposed to be divided for the purpose of sale for oil and gas purposes, in which case the land or lands
shall be deemed to be "subdivided lands" or "a subdivision" within the meaning of this section. This chapter also
does not apply to the leasing of apartments, offices, stores, or similar space within an apartment building, industrial
building, commercial building, or mobilehome park, as defined under Section 18214 of the Health and Safety Code,
except that the offering of leases for a term in excess of five years to tenants within a mobilehome park as a
mandatory requirement and prerequisite to tenancy within the mobilehome park shall be subject to the provisions of
this chapter. The leasing of apartments in a community apartment project, as defined in Section 11004 in an
apartment or similar space within a commercial building or complex, shall be subject to the provisions of this chapter.
(b) Nothing in this section shall in any way modify or affect any of the provisions of Section 66424 of the Government
Code. (c) Subdivisions, as defined in Section 10249.1, which are located entirely outside California shall be exempt
from the provisions of this part.

From: HUD USER News

Housing rehabilitation is an important component of any strategy aimed at meeting the nation's affordable housing
needs. Keeping a home in good working order or bringing
one back from a state of disrepair promotes both
sustainability and affordability with every stroke of the
hammer and every plumb line snap. Pursuing a high quality
rehab or renovation can also result in homes that are
better able to withstand storms and other natural

With affordability, sustainability, and durability in
mind, we'd like to call your attention to a set of
popular guidebooks published by HUD that describe state-
of-the-art techniques, materials, and technologies for
housing rehabilitation. The nine-volume series, known
collectively as The Rehab Guide, was developed under the
auspices of the Partnership for Advancing Technology in
Housing (PATH). Each volume is devoted to distinct
elements of a house and covers a range of issues common
to that element. For example, the first volume is titled
Foundations, and covers topics from the design and
engineering aspects of rehabilitating foundation systems
to shoring and repair, waterproofing, crack repair,
drainage, and insulation. The other titles reflect the
building systems and components they address: Exterior
Walls (vol. 2), Roofs (vol. 3), Windows & Doors (vol. 4),
Partitions, Ceilings, Floors & Stairs (vol. 5), Kitchens
& Baths (vol. 6), Electrical/Electronics (vol. 7),
HVAC/Plumbing, (vol. 8), and Site Work (vol. 9).

The content presented in this series has been drawn from
a wide array of reliable construction industry sources,
as well as from well-respected technical trade
publications. Clearly written, generously illustrated,
and easy to use, the guides are spiral bound to permit
them to lie flat... on a workbench, coffee table, or
drawing board near you!

Copies of the guidebooks can be downloaded for free
or ordered from HUD USER for a nominal fee by calling
800-245-2691, option 1.

key ways to avoid buying a bad condo Renter population, homeowner dues become key issues.  Whether you are a
first-time home buyer, or a retiree planning to "down-size" your residence, condominiums are "hot" during the 2006
peak home-buying season. In most communities,

Two important missions of the Governor's Office of Planning and Research are to coordinate state and local planning
activities and provide technical assistance to planning agencies statewide. The Planning, Zoning, and Development
Laws is an important tool provided by OPR to help land use professionals keep abreast of the ever changing land use
regulatory environment. It is my sincere hope that this
2000 edition of the Planning, Zoning, and Development Laws
will help land use authorities and professionals discharge their duties in a comprehensive and responsible manner
that fosters orderly development and environmental quality.

All about chimneys The
chimney is the engine that drives a wood heat system

Fireplace Design Literature
The Brick Industry Association ( has two excellent pamphlets about fireplace and chimney design
and construction. Go to their web site and find the section on
Technical Notes. Click on the following titles:
Residential Fireplace Design
Residential Fireplaces-Details and Construction

This paper examines
the use of expert systems and artificial intelligence, (in particular the application of neural
networks) to real estate forecasting. While there is a great deal of literature about the use of
artificial intelligence for mass appraisal, there is relatively little work on how it can be applied in real estate
forecasting. This paper examines the current uses of artificial intelligence, particularly neural networks, in the
business-forecasting field and considers suitable applications in real estate. The paper also considers the broader
issue of expert systems and how a better system can lead to better results. Some real estate data are used as
simple case studies to demonstrate their use.

This paper describes the ongoing controversy among real estate appraisers concerning
the methods used in
appraising linear rights-of-way and provides a look at the two competing approaches most often the subject of these
debates: at-the-fence valuation and corridor valuation. These methods are examined, analyzed and the most
appropriate approach is outlined. The paper also provides a brief look at the ongoing evolution of Texas case 4law
regarding the acceptability
of corridor valuation methods.

Appraisal Methods for Real Property
This manual provides county assessors and their staffs with the basic information and procedures to set up and
maintain a mass appraisal program for property tax purposes. A wellrun appraisal program benefits and serves all
those who pay property taxes in Oregon. The International Association of Assessing Officers defines mass appraisal
“. . . the systematic appraisal of groups of properties as of a given date using standardized procedures and statistical
By following the guidelines in this manual, it is possible to achieve accurate, persuasive, and defendable appraisals
to use as the basis for property tax assessment. The cost of estimating property value using other methods would be
prohibitive and not in the best interest of the public.

Mobilehome Ombudsman receives and processes complaints from the public and from public officials related to
living in manufactured homes and mobilehomes. Staff provides information, coordination, referrals, and other
assistance to help resolve complaints generally related to:
The operation of mobilehome parks related to health and safety matters.
The purchase, sale, financing, titling and registration of manufactured homes and mobilehomes.
The installation, inspection, and maintenance or alteration of manufactured homes, mobilehome accessory
structures, and park grounds.   In some cases the Ombudsman may directly assist in resolving complaints, however,
most complaints are forwarded to the state or local authority having jurisdiction for their resolution.

obile homes are subject to the RSO, whether rent is paid for the mobile home and the land upon which the mobile
home is located, or rent is paid for the land alone. Also included are recreational vehicles, as defined in California
Civil Code Section 799.29 if located in a mobile home park or recreational vehicle park, whether rent is paid for the
recreational vehicle and the land upon which it is located, or rent is paid for the land alone.  Mobile home parks with
permits to operate issued on or after February 10, 1986 and recreational vehicles occupied in a park less than nine
months are exempt from the RSO.  Also exempt are tenants under lease agreements exceeding 12 months (See

anufactured Home Appraisal Report

Manufactured Home Appraisal Report
report form is designed to report an appraisal of a one-unit manufactured home; including a manufactured home
in a planned unit development (PUD) based on an interior and exterior inspection of the subject property. A
Manufactured home located in either a condominium or cooperative project requires the appraiser to inspect the
project and complete the project information section of the Individual Condominium Unit Appraisal Report or the
Individual Cooperative Interest Appraisal Report and attach it as an addendum to this report.

Anderson Graduate School of Management, UCLA
Expected Returns and the Expected Growth in Rents of
Commercial Real Estate

Sarbanes-Oxley Resources
A Collection of Articles and Tools to Help You Understand and Implement the Law.  The Sarbanes-Oxley Act of 2002
changed the way we conduct business in the United States for the better—but the law is complex and can be
confusing. Find below articles, publications and tools to help you understand the law's requirements and manage the
transitions it mandates.

Preparation of Agricultural Conservation
Easement Appraisals

SOILS - Tools for Educators

NOTE:  The Field Book for Describing and Sampling Soils, Version 2.0, September 2002 is now available in hard copy

The Twelfth District economy continued to expand at a solid pace during the survey period of late November through
the beginning of January. Price inflation was modest overall, helped in part by recent declines in energy prices.
Contacts reported moderate wage increases in general, with more rapid increases reported for workers with
specialized skills in selected industries. Retail sales expanded during the holiday season, and service providers
reported further demand growth. Manufacturers and agricultural producers saw strong demand for their products.
Activity in residential real estate markets generally remained at high levels but slowed in some areas, while demand
for commercial real estate improved further. District banks reported steady loan demand overall and very good credit

Housing Laws and Presidential Executive Orders

septic system information website explains how to inspect, test, diagnose and repair, septic systems, gives
information about alternative septic systems for problem sites, and includes tables for septic tanks: pumping, size,
design, and clearances between septic systems, wells, and other site features and boundaries. This page organizes
and links to our detailed septic system inspection, test, repair, and design articles, including our online septic
systems book. Septic testing class presentations, photos, sketches, tables, links to products and consultants are
provided. If

Selected Case Studies  
These Case Studies are in PDF format and contain a large number of graphics. If you are having difficulty opening
them in your browser due to their size, you can download them to your computer using the method described below:
Right click your mouse on the link to the Case study;
From the menu, select "Save Target As..."
Save the filename to the folder of your choice.

First National Tower (PDF/39pgs/1.62mb)

Asbury Villas (PDF/38pgs/4.45mb)

Baker Hall at Carnegie Mellon University (PDF/44pgs/4.23mb)

Exploris: the Children's Museum About the World (PDF/31pgs/3.13mb)

Iowa Association of Municipal Utilities Office and Training Facility (PDF/20pgs/4mb)

Our Lady of Lourdes School (PDF/32pgs/2.94mb)

Veterans Park Educational Campus (PDF/28pgs/2.77mb)

IRS Appraiser, Tax Appraiser, Los ANgeles County Assessor,

Technical Notes 2 -
Glossary of Terms Relating to Brick Masonry
Jan/Feb 1975 (Reissued Mar. 1999)

Real Estate & Mortgage Free Excel® Spreadsheets Download Security Issues, please read:
The spreadsheets below do not use Macros and have been used by us for years without any problem. When you try to
run them  you can expect to receive warnings from Microsoft. This is a standard warning to protect you from malicious
software. Please make sure you only download these spreadsheets directly from our site. They are password
protected for security reasons.  
You may also
use most of these spreadsheets on-line. You do not then need to download anything and you do not
need Excel.

A Pedagogical Tool to Assist in Teaching Real Estate Investment Risk Analysis
Journal of Real Estate Practice and Education,  2004  by Weaver, William,  Michelson, Stuart
Abstract. This paper presents a simple Excel model that provides measures of the standard deviation of forecasted
internal rate of return (IRR) given traditional data inputs such as annual cash flows, terminal values and equity. The
model first calculates IRR using traditional discounted cash flow methods and then provides heuristic estimates of
variability measured in terms of "high," "low" and "most likely" values. It also provides an actual measurement of risk
in terms of mean and standard deviation and upper and lower quartiles, along with a graphical presentation of various
risk parameters. The only additional analysis required is an estimation of the variability of periodic cash flows and the
terminal value of the investment.

Real Estate appraisal review: lessons from the past
RMA Journal, The,  June, 2003  by Richard A. Clarke
During the last downturn of 1988-91, many lenders accepted appraisals of commercial property values without
making any real attempt to verify the appropriateness of the assumptions or to view resultant values with a healthy
degree of skepticism. Given the increasing softness in commercial property values, it makes sense to revisit lessons
learned during that time, if only to serve as a reminder to those lenders who shared my experiences and to assist
newer lenders in focusing on recent history.

The (Fannie Mae) Foundation is dedicated to producing
publications that provide useful, innovative, and timely
information that is helpful to potential homebuyers, current homeowners, policy-makers, planners, and practitioners
working in the affordable housing and community development field, and researchers.

Benjamin Moore Personal Color Viewer. This site lets you choose whether you want to virtually paint one of many
sample rooms, or fork over $10 for software that will allow you to upload your own digital photos to “paint.”

ppraisal Myths

Market Reports

esearch Reports
To view and print electronic copies of the publications, you will need Adobe Acrobat Reader (you can obtain a copy of
Acrobat Reader free from Adobe's website). You can access all of our MSA-level and national reports by following the
links below. If you have not already registered with us, you will be prompted to complete a registration form prior to
viewing the report. Click here to register to receive research reports.
Having problems viewing a report? Click here for help.
2006 Real Estate Outlook
2006 Special Report – Investment Outlook
Local Apartment Research Reports
Our local apartment market research reports offer insights, analyses and forecasts of property performance and
investment opportunities in major MSAs nationwide.
Local Office Research Reports
Our local office market research reports offer insights, analyses and forecasts of property performance and
investment opportunities in major MSAs nationwide.
Local Retail Research Reports
Our local retail market research reports offer insights, analyses and forecasts of property performance and investment
opportunities in major MSAs nationwide.
National Apartment Research Report
National Hospitality Research Report

National Industrial Research Report

National Office Research Report

National Retail Research Report

National Self Storage Research Report

National Seniors Housing Research Report

National Single-Tenant Research Report

NOIPG Market Update - Fall 2005

Special Office Report

Recent Market Presentations
2005 Multifamily Executive Conference

Presentation 1
Presentation 2

AICPA National Real Estate Conference

ULI Presentation - May 2006

Third Quarter Market Rankings
Economic and Apartment Market Ranking
Economic and Office Market Ranking
Economic and Retail Market Ranking

Safety and Health Topics Pages provide access to selected occupational safety and health information. The subjects
of these pages include specific workplace hazards, as well as individual industries. Members of the Editorial Boards
evaluate numerous OSHA and non-OSHA references on a given subject to determine which they consider most
important in reducing occupational injuries and illnesses. With the continued support of our users, editors, and
editorial boards,
OSHA's Safety and Health Topics Pages provide assistance for complying with OSHA standards,
enabling employers to ensure safer workplaces.

An Overview of Legal Descriptions
The primary purpose of a legal description (title description) is to describe a particular parcel of land in a way that
uniquely describes only the subject parcel, without ambiguity. It is also important that the legal description survive
through time, or be composed in such a way that the legal description is not dependent on elements that may not be
available in the future. In the United States, the most common methods used to describe land are by reference to a lot
and/or block within an existing subdivision, by aliquot description, by metes and bounds, or by a combination of these.
Each of these methods is illustrated in greater detail by the following information.

building costs:

Approximate Conversions of the
Most Common Units of Wood Measure
I have compiled a list of common wood conversions foresters, loggers and timber owners need on occasion. Please
remember that they are to be used for approximations only and should not be used when extreme accuracy is called
for, especially when selling timber products.

What Is A
Board Foot?

Irregularly shaped parcels of land are described by
Metes and Bounds. This is actually an easy system if you can
determine where the starting point is. Usually Metes and Bounds starts at a particular point and then calls off
directions and distances, following the boundaries of the land until it returns to the point of beginning (abbreviated
pob). There are times when you cannot locate the point of beginning, but you can locate some other point. In that case
you can just work backwards to find your point of beginning. In any case, you usually need a piece of paper to draw
your description out. Here is a typical description:

NCREIF was established to serve the institutional real estate investment community as a non-partisan collector,
processor, validator and disseminator of real estate performance information.
NCREIF serves this community by
doing the following:

The Real Estate and Investment Center

The Center for the Study of Innovation and Productivity (CSIP) is organized under the Federal Reserve Bank of San
Francisco's Economic Research Department. CSIP was founded in recognition of the critical importance of innovation
and productivity to the economy and the prevalence of innovative sectors in the 12th Federal Reserve District. CSIP
seeks to promote a better understanding of innovation and productivity and their links to the performance of national
and regional economies and the behavior of firms and labor markets.

Center for Pacific Basin Monetary and Economic Studies About the Center-a program to promote cooperation among
central banks in the region and enhance public understanding of major Pacific Basin monetary and economic policy

Southern California Association of Governments has evolved as the largest of nearly 700 councils of government
in the United States, functioning as the Metropolitan Planning Organization for six counties: Los Angeles, Orange, San
Bernardino, Riverside, Ventura and Imperial

Metal a
nd Glass Curtin Wall Systems

Provisions for Structural Steel Buildings

2005 Specification provides the
generally applicable requirements for the design and construction of structural steel
buildings and other structures. This ANSI-approved specification is the first edition to incorporate ­both allowable
stress design and load and resistance factor design methods. The design provisions for single angles and hollow
structural sections are also included. Dual-units format provides for both U.S. customary and S.I. units.

of Historic Adobe Buildings

This is a list of the current
sampling guides provided by LA Testing. Click the sampling guide you are interested in to
view more information.

Put more money in your own pocket this year by learning about tax credits and help available to you. If you did not apply
for tax credits last year when you filed your income taxes, don't miss out this year on money that could be yours! Find
free tax help and information right here

Uniform Plumbing Code -

Proposed Land Banking Sale
W1/2-NW1/4, Sec. 36, T27N-R23W, Haskill Mountain
Flathead County, Montana
July 21, 2005

The two methods most often recommended for obtaining market-derived
adjustments utilized in the sales comparison approach to appraisal are Paired Data
Analysis and Multiple Regression Analysis. These approaches are viewed as competing
alternatives, with advocates and detractors for each. The main purpose of this paper is to
demonstrate that these two alternatives to estimating sales adjustments are equivalent
under certain circumstances. This point of equivalence may prove to be a useful starting
place for improving our understanding of the differences between and similarities of the two
methods. After explaining the data requirements of each method, we provide a set of
sufficient conditions under which the two methods produce identical adjustment estimates.
We finish with a discussion of the relative advantages and disadvantages of these two
methods in estimating sale comparison adjustments.

This book-length site, which consists of 34 chapters and about 325 pages, i
s intended as an aid to anyone interested
in the design of cities, whether layman, student, or working professional. Through the use of illustrative cases, I have
attempted to dissect city design, element by element.

Environmental Design Library  City Planning online
Here is a gathering place for selected Internet sites for city and regional planning. The focus is on sites likely to be of
interest to the city and regional planning students and faculty at UC Berkeley. While the emphasis is on academic city
planning, practising planners will also find sites of interest. For additional Internet links, consult these gateway sites:
Cyburbia: the urban planning portal, Planetizen: the planning and development network, and VCU's Urban Studies
and Planning.

hapter 8:  Standpipe Systems

Standpipe and Hose
Fire Protection Systems Self-Inspection Checklist

Regulations (Standards - 29 CFR)
 Standpipe and hose systems. - 1910.158

THE PURPOSE OF THIS PAPER IS TO EXPLORE THE POTENTIAL for a new niche in real estate investing, focused
on “socially responsible” property investments.
Socially responsible investing (SRI) in general, according to the Social
Investment Forum (SIF) means investing “that considers the social and environmental consequences of investments,
both positive and negative, within the context of rigorous financial analysis.”1 It focuses on the “triple bottom line” by
which investments are evaluated in terms of their financial profitability, social equity, and ecological integrity.

Evaluating Income Property
All of these metrics are important when you are considering an income property purchase. One of my specialties is
the evaluation of potential property purchases for my clients.

Notice to Borrowers and Homeowners
From The California Office of Real Estate Appraisers

This information is made available through the
Riverside County Geographic Information System. The information is
for reference purposes only. It is intended to be used as base level information only and is not intended to replace any
recorded documents or other public records. Contact appropriate County Department or Agency if necessary.
Reference to recorded documents and public records may be necessary and is advisable.
IRS Publication 950 entitled "Introduction to Estate and Gift Taxes"

Between Dates

The mission of the international nonprofit
NFPA is to reduce the worldwide burden of fire and other hazards on the
quality of life by providing and advocating consensus codes and standards, research, training, and education. NFPA
membership totals more than 79,000 individuals from around the world and more than 80 national trade and
professional organizations.

Life Safety Code

Current information on Real Estate in The South Bay cities of Manhattan Beach, Hermosa Beach, Redondo Beach, El
Segundo, Torrance, Palos Verdes and the surrounding communities. Articles will cover buying, selling, general Real
Estate information and things I find interesting.

The first
Preservation Brief was published in 1975. Since then, over 40 more have been added to the series. For over
25 years, Technical Preservation Services has helped home owners, preservation professionals, organizations, and
government agencies by publishing easy-to read guidance on preserving, rehabilitating and restoring historic
buildings. More than 2 million copies of the Preservation Briefs are in print and the illustrated Preservation Briefs 1-43
are now available online as an integral part of our 25th anniversary celebration

Living Trusts
Over the last two decades, the popularity of
Living Trusts has skyrocketed. No longer a tool just for the rich, Living
Trusts are one of the most common estate planning tools in use today.  This legal arrangement, usually drafted by an
estate attorney, creates a separate entity called a Living Trust. A Living Trust is called that simply because it is created
while you're alive (as opposed to a "testamentary" trust created after death).

"Estate planning." The phrase sounds so dry, distant, and foreboding. It's unfortunate so many
people shy away from even the thought of it, because planning your estate is really about caring for your
loved ones, seeing they are provided for, and making sure your hard-earned property is distributed
according to your wishes.
A living trust--an inter vivos trust if you want to be formal--allows you to put your assets in
a trust while you're still alive. If your living trust is revocable, as almost all are, it gives you great
flexibility. You or someone in whom you have confidence manages the property, usually for the benefit
of you or your family. Most people name themselves as trustees, and find there is no difference between
managing the trust and managing their own property--they have the right to buy, sell, or give property as
before, though the property is in the trust's name rather than their own.
A living trust is one of the two main ways to avoid probate. (The other is joint tenancy or
survivorship.) One of the purposes of probate is to determine the disposition of the property you leave
at death. Since the trustee of your living trust owns that property, there is no need for probate.

What Is To Be Done? This briefing paper prepares the state legislators who are members of five policy committees
for their joint interim hearing on redevelopment reform proposals in Sacramento on November 17, 2005.
The hearing is the legislators’ third formal
examination of the policy questions that surround how redevelopment
officials use their eminent domain powers.  This re-newed interest occurred in the aftermath of the United States
Supreme Court’s rul-ing in Kelo v. City of New London in June 2005.  Because of the intense and often fierce public
reaction to the Kelo case, the Senate Local Government Committee held an informational hearing on August 17 to find
out how the Supreme Court’s decision affected California’s local agencies.  The joint interim hearing on October 26 in
San Diego focused legislators’ attention on the statutory “blight” definition which controls where redevelopment
officials can use their eminent domain pow-ers.  In this third hearing, legislators will consider possible legislative
changes to the Community Redevelopment Law and related statutes.

Enviornmental COntamination and House Values
A house is a bundle of many goods: The number of bedrooms, bathrooms, the quality of  local public services, the
tidiness of a neighbor’s yard, and the quality of the local environment.  If transactions in the housing market reflect the
interaction of informed buyers and sellers, then the price that the house sells for is the sum of the prices the buyer is
willing to pay for each individual characteristic of the house. It is this notion that motivates environmental economists
to study property values.
If individuals consider the local environment as a component of the
house they purchase, then information on the house and its sales price allows researchers to
‘tease out’ the price that individuals would be willing to pay for environmental goods. This
approach relies on the use of the hedonic price model.

Fair Market Value Trumps IRS Valuation Tables 12/1/2001
By Lance S. Hall
Published in Judges & Lawyers Business Valuation Update(tm) - October
2001Shackleford V. United States, 262 F.3d 1028, 2001 U.S. App. LEXIS 19217
(9th Cir., Aug. 28, 2001). Thomas, Judge.

Petitioners, two minor children and their parents, alleged in their suit against respondent that the children's serious
birth defects had been caused by the mothers' prenatal ingestion of Bendectin, a prescription drug marketed by
respondent. The District Court granted respondent summary judgment based on a well-credentialed expert's affidavit
concluding, upon reviewing the extensive published scientific literature on the subject, that maternal use of Bendectin
has not been shown to be a risk factor for human birth defects. Although petitioners had responded with the testimony
of eight other well-credentialed experts, who based their conclusion that Bendectin can cause birth defects on animal
studies, chemical structure analyses, and the unpublished "reanalysis" of previously published human statistical
studies, the court determined that this evidence did not meet the applicable "general acceptance" standard for the
admission of expert testimony. The Court of Appeals agreed and affirmed, citing Frye v. United States, 54 App. D.C. 46,
47, 293 F. 1013, 1014, for the rule that expert opinion based on a scientific technique is inadmissible unless the
technique is "generally accepted" as reliable in the relevant scientific community.

These r
ules govern proceedings in the courts of the United States and before United States bankruptcy judges and
United States magistrate judges, to the extent and with the exceptions stated in rule 1101.

New Jersey State -CHAPTER TEN
Condemnation charges
(charges 10.10:through 10.15 Contain Civil Charges On Condemnation)
10.10 <>
Condemnation - Generally (A) Introduction (B) Definition of Fair Market
Value (C) Expert Testimony (D) Viewing         10.10
10.11 <>
Condemnation - Highest And Best Use (A) Generally (B) Effect of
Variance Or Zone Change (C) Effect of Potential Assemblage of Lots
10.11 <>         
10.12 <>
Condemnation - Methods of Computing Fair Market Value (A) Generally (B)
Comparable Sales (C) Capitalization of Income (D) Reproduction Costs
10.12 <>          
10.13 <>
Condemnation - Machinery         10.13
10.14 <>
Condemnation - Partial Taking (Severance Damages) (A) Severance Damage
Loss of Street Access (C) Consequential Damages         10.14
10.15 <>
Condemnation - Taking Publicly Owned Properties         10.15

Appraisers Forum  

Download USPAP 2005 here free

Development in UrbanSim
Gudmundur Freyr Ulfarsson
Department of Civil and Environmental
Mark S. Handcock
Department of Statistics and
Center for Statistics and the Social Sciences
Urban Simulation Seminar
University of Washington — 2002

Ways to Avoid Probate  An
introduction to the most popular methods.

How to Spot a
Predatory Lender
There's been a lot in the news lately about predatory lenders. But how easy are they to spot and what tactics do they
typically use to capture and take advantage of unwitting mortgage consumers?  First, it's important to realize that, like
other professions, there are only a handful of bad apples spoiling the mortgage lender barrel! Unfortunately, this
unscrupulous, unethical handful is making quite an impact on how the majority is perceived by consumers. That's why
The Mortgage Bankers Association (MBA) has launched a campaign to inform consumers about inappropriate and
illegal practices and help eliminate abuses in mortgage lending. Although you won't catch predatory lenders
advertising as such, the MBA pinpoints twelve lending practices that encompass the majority of improper actions.
Divided into timeframes in the mortgage process, they include

NKLA was the first project of the UCLA Center for
Neighborhood Knowledge. You are encouraged to visit some of our
more recent online information systems that focus on (1) housing, (2) health and human services, (3) resources for
persons with disabilities, and (4) demographic and related data. Click below to access some of our more recent

County of Los Angeles Department of Public Works Flood

U.S. Department of Labor  Occupational Safety & Health Administration

Air Rights Appraisal

VALUATION OF AIR RIGHTS.  The value of air rights is the value of the unencumbered land less the sum of the
additional costs of  developing the air rights and the capitalized value of the reduced utility of the building.  These value-
reducing factors  may include the following.

Power Tools for Appraisers

The Los Angeles Downtown Center Business Improvement District (DCBID) is a coalition of over 400 property owners
committed to enhancing the quality of life in Downtown Los Angeles. The organization helps the 65-block central
business district achieve its full potential as a great place to live, work and play.

Our Mission
The California Building Industry Association (CBIA) is dedicated towards fighting for California families who are
struggling to achieve the American dream of homeownership. Homeownership helps individual families prosper,
strengthens communities and enhances the quality of life of the state as a whole. California homebuilders are
dedicated to being part of the solution, championing public policies that will help people become homeowners and
enabling California to meet and even exceed the national average.

Adjustable-rate mortgage (ARM) indexes explained
By Holden Lewis •
Like the COFI, the rate on a 12 MAT is adjusted every month. Depending on the loan program, the monthly payment
might be adjusted every month or once a year.  Rates indexed to the last 12 monthly averages for 1-year Treasuries
move slowly. "If interest rates were to go up 100 basis points tomorrow," says Goldstone -- in other words, if they rose
1 percentage point -- "that index would go up only one-twelfth of 1 percent the next month. And then the second twelfth
the next month, and so on." he 12 MAT index reacts slowly to fluctuations in short-term rates and smoothes them out.

Partial or
fractional interests in real property occur when the fee simple ownership in a single property or a group of
properties is split or shared between one or more ownerships. Probably, the most common instance of shared
ownership is where a married couple owns the family home. That equal, undivided interest is referred to as a joint
tenancy. Upon death, the interest of the deceased automatically goes to the survivor or survivors.

There seems to be an endless choice of mortgages and rates available to the home buyer consumer. It is always
great to have options so you can specify a mortgage that is perfect for your financial situation. However, it can get tricky
deciding between the many options.  I have attempted to put together in one place,
information on the top 9 mortgages
that are used for home buyers to finance their homes. Although these are common mortgages and terms that you will
see from a financial lender, remember that these mortgages are almost always negotiable, especially if you have
pulling power with good credit and a large down payment. Never agree to a mortgage or financial commitment, no
matter how tempting, if it falls out of your range of financial comfort. Address all options and choose what is right for

Foreclosure Resources and Information  
Foreclosure Pages
You may use the links on the left to find free foreclosure listings and information both on this site, and on many other
sites linked from here. Our objective is to provide as many resources as possible for those interested in foreclosure.

City's (San Francisco) premier Internet application that offers businesses immediate access to information that
will assist with expansion and relocation decisions. With SF Prospector, businesses can now obtain economic,
planning, geographic, and demographic information in real time via the web.

This article discusses
safety hazards at residential electrical panels and suggests safety procedures for the electrical
inspector, home inspector, or other professionals who examine residential electrical systems. Safe electrical
inspection procedures and safe use of volt meters, DMMs, multimeters, and similar electrical test equipment is
discussed at the end of the article. Original text: DF, as ASHI Technical Journal Staff, January 1992, with updates
February 2006. More in-depth, un-biased, expert information on these topics and on building defect inspection,
diagnosis, & repair can be found at More Information, All Rights Reserved. Information Accuracy & Un-Biased
Reporting are Assured for this website - see pledge link at below-left. New York State License # 1600

City of Long Beach, CA.
Building and Planning

This article explains how to estimate the service size, (or "electrical power" or "service amps") at a building by visual
inspection of the service entry cables, electric meter and meter base, electrical service panel, main switch, and other
details. Visual inspection and use of DMMs, VOMs, neon testers, and electrical inspection safety are discussed.
Photographs and sketches illustrate electrical panels, meter bases, and electric meters. One of the most frequently
asked questions at ASHI Education Seminars and Conferences is "How do I determine the service amperage?" It's
not as difficult as one may think. But there are some pitfalls, and the process itself is dangerous. The articles from
which much of this online material originated appeared first in the ASHI Technical Journal, Vol. 2. No. 1, January 1992,
"Determining Service Ampacity

ToolBase Services is the housing industry's
resource for technical information on building products, materials, new
technologies, business management, and housing systems.

Los Angeles
Guidelines for Designing a...             Residential Project          Commercial Project           Industrial Project

Welcome to
Economic Information
Our goal is to provide information that will help you understand the diverse and fast-changing Southern California
market. Our research covers a six county area: Los Angeles, Orange, Riverside, San Bernardino, San Diego and
Ventura counties. To put things into context, we also analyze the California economy.  We also provide data on key
industries in the region. The list of these activities is also diverse and rather lengthy. We do much more than make
movies. Moreover, many of the region's basic industries are in the midst of rapid change.

Institute for Urban Economics (IUE) is a non-governmental and non-profit organization established in 1995 in
Moscow. It was created to identify and analyze the social and economic problems of urban areas and promote
solutions to these problems. Main goals of the institute are: elaboration and introduction of new approaches to solving
housing problems, financing of housing and urban infrastructure,  municipal management, urban land use,  social
protection of the population, and other problems of the social and economic life of cities. All IUE researchers bring
considerable experience in working with different governmental and municipal structures, scientific research and
educational institutes, both state-sponsored and private, as well as international donor agencies, banks, small
business enterprises and foreign companies

Measurements in
Building Acoustics

Despite a growing interest in and awareness of applications of industrial ecology (IE), such as
eco-industrial parks
(EIPs), little information is available about the potential economic and environmental benefits of EIPs, the process for
successful EIP development, the important regulatory issues surrounding EIPs, or the technologies needed to
support them.  This report contains the results of a body of research intended to  investigate and support the
development of EIPs—communities of companies modeled after industrial ecosystems. EIPs can exist within defined
boundaries and broader industrial ecosystems in a region. These communities consciously collaborate to enhance
their economic performance through improved environmental performance. Their design is based, in part, on an
understanding of the dynamics of natural systems and includes features such as conversion of wastes into valuable
inputs, cogeneration of energy, shared environmental infrastructure, and the minimization of  aterial throughput.

I am pleased to present the fourth edition, web version of this booklet to the public that outlines the Department of
Regional Planning’s procedures for Applicants. This
booklet is produced as a public-private
joint venture with the firms of Urban Vision and FORMA Systems.

New York City,
Department of City Planning

Rescission - B&P
Timeshare Project - B&P 11003.5

Personal Liability In Commercial Loan Transactions
A Lender's Practical Approach To Evaluating Judicial Foreclosure, Deficiency Judgments And Personal Liability In
California Real Property Commercial Loan Transactions
During the robust growth years in the real estate market, from 1975 to 1989, many commercial real estate lenders,
when structuring commercial loan transactions, often found themselves in the position where they believed that
making the loan recourse or obtaining a personal guarantee from a borrower was advantageous to the loan
transaction because the guarantee added an additional degree of security to the loan that may not have otherwise
existed. The significant decline in the California real estate market over the last four years has resulted in many
lenders pursuing borrowers personally following the foreclosure of the defaulted loan in those circumstances where
the value of the property was worth less than the outstanding debt. Unfortunately, many of the decisions to judicially
pursue the borrowers individually were made with more emphasis on emotions rather than on sound economic

California Association of Business Brokers,
Businesses for Sale

Potential Timeshare Problems
A number of problems can arise in connection with the purchase of a timeshare. Promises may not be fulfilled,
sometimes a project goes bankrupt, and trades for exotic spots may not materialize.  Sometimes investors' funds may
be part of the actual construction money for the project. If preconstruction sales of timeshare intervals are not up to the
builder's expectations, the project may fail and buyers may lose their money. Under a right-to-use (lease) agreement,
because you do not hold title, your entire investment can be lost if the project should fail.

A highly successful form of marketing the beach bungalow in Maui or the ski cabin at Aspen is to sell (or lease)
"timeshares" in the property.
Timesharing is an arrangement that gives you the right to use property (e.g., a chalet,
studio, house, apartment) for a limited, pre-planned time. There are two main types of timesharing plans: deeded and
non-deeded. With the deeded type, you buy an ownership interest in a piece of real estate. In the non-deeded plan,
you buy a lease, license, or club membership that lets you use the property for a specific amount of time each year for
a stated number of years. With both types, the cost of your unit is proportionate to the season and the length of time
you want to buy. Obviously, a winter week in a warm climate is worth more than a summer week.

NEW! 2006 Interactive Downtown Maps!
Click here for interactive maps
With the new enhanced version, you can now search the DCBID database for housing types, construction status, size,
price and rent ranges – even refine your search by pet friendly and live/work units!  New Cartifact mapping technology
allows you to smoothly navigate around the downtown area and click on hot spots for places of interest.

Urban Design is a selective bibliographic research guide to Internet sites and library resources supporting urban
design research at UC Berkeley. Many additional resources and reference assistance are available in the
Environmental Design Library, 210 Wurster Hall.

Several federal agencies have
properties to sell. In fact, HUD sells both single family homes and multifamily
properties. Check them out - one might be just what you're looking for!

ULI-the Urban Land Institute News Roundup
Current Issue

ULI-the Urban Land Institute Smart Growth News Current Issue

Sate of California, Office of Real Estate Appraisers: California Laws/California Regulations

NAIOP-Legal Issues


Understanding the Project-Based Section 8 Renewal and Restructuring (“Mark to Market”) Program

Small Business Tools
Here you'll find ready-to-use business tools to help you get the job done faster and easier, including:
Model business documents. Sample letters, contracts, forms, and policies ready for you to customize — from a
Sample Independent Contractor Agreement to a Job Application Form.
Financial spreadsheet templates. Help for managing your business finances — from balancing your checkbook to
creating your own financial statements. Just plug in your numbers.
Checklists. Information you need at a glance, from whether you qualify for the home office write-off to the right things to
do and say during an employee termination interview.
Official Government Forms. A selection of the forms and publications most commonly used by small business
owners when filing taxes with the IRS or contracting with the federal government.

option pricing techniques are often considered among the most mathematically complex of all applied areas
of finance. Financial analysts have reached the point where they are able to calculate, with alarming accuracy, the
value of a stock option. Most of the models and techniques employeed by today's analysts are rooted in a model
developed by Fischer Black and Myron Scholes in 1973. This paper examines the evolution of option pricing models
leading up to and beyond Black and Scholes' model.

Thank you for attending the 05.09.06 BV Conference.  Early feedback indicates the program was a success.  Many of
you have asked for the slide presentations.  Here are the links:
Speaker:  Pamela
Schlosser, Valuation in Financial Reporting

Speaker:  James
Walling, Stock-Based Compensation: A Discussion of FAS 123(R)

Speaker:  Pedro
Santos, Contingent Claims Analysis & Complex Capital Structures

Speaker:  Simon
Wilkins, Financial Reporting Valuations ...

Speaker:  John
Ciancanelli & Jim Wilson, 409(A)

Speaker:  Jennifer
Muller, 2005 M&A Market Highlights

Underground storage tanks (USTs) remain an important tool for many businesses, but the owners of USTs should be
aware that they face significant liability exposure from a variety of sources should leaks occur.
This page includes
articles, studies, Web sites, and other material relating to underground storage tanks. Books can be borrowed
through the Information Central library by clicking on the book title.

Overview of Real Estate Investment Models, Part 1 of 2
By Larry Shafer, Dade Real Estate Investor Association Member

New Legislation Requires Changes to the Underground Storage Tank Program
On August 8, 2005, President Bush signed the Energy Policy Act of 2005. Title XV, Subtitle B of this act (entitled the
Underground Storage Tank Compliance Act of 2005) contains amendments to Subtitle I of the Resource Conservation
and Recovery Act, the original legislation that created the underground storage tank (UST) program. This new law
significantly affects federal and state underground storage tank programs, will require major changes to the
programs, and is aimed at reducing underground storage tank releases to our environment.  The UST provisions of
the Energy Policy Act focus on preventing releases. Among other things, it expands eligible uses of the Leaking
Underground Storage Tank (LUST) Trust Fund, extends the LUST Trust Fund tax through 2011, and includes
provisions regarding inspections, operator training, delivery prohibition, secondary containment and financial
responsibility, and cleanup of releases that contain oxygenated fuel additives.

as adopted by American Land Title Association Land National Society of Professional Surveyors

and Related
as of January 1, 2006

Los Angeles Chapter Newsletter American Society of Appraisers
First Annual National IRS Symposium Part II

One of the most important and relatively expensive
elements in elevating structures is the process of physically lifting
the structure to the design elevation. Due to the opportunities for catastrophic failure and subsequent litigation,
contractors selected for lifting structures were carefully scrutinized regarding past experience, insurability, references,
etc. Structure lifting contractors were employed as both subcontractors and prime contractors depending on their
management, insurance and financial capabilities in the flood proofing program. The quality of the lifting contractors
proved to be a major contributor to the overall success of the program. However, one lifting contractor was removed
from the flood proofing program due to failure to perform

History of Modern Hydraulics, Inc.

the Real Estate Purchase Contract
There may be no such thing as a perfect real estate purchase contract, but getting this legally binding document right
will save you money, time and heartache.

A Lease With Option To Purchase

Buying or selling real estate may be the largest single investment — and one of the greatest satisfactions — of your
lifetime. Along with a substantial financial commitment, such transactions usually involve risks, technicalities and
legal considerations.
 This pamphlet is intended to provide you with general information about the basics of buying
and selling real estate. It explains essential steps in the process and suggests guidelines for avoiding pitfalls, but it
does not attempt to provide specific legal advice. Therefore, if you are not knowledgeable or experienced in
negotiating terms, arranging financing, analyzing tax consequences, or handling related details, you may want to
consult a lawyer

The mission of the
Financial Accounting Standards Board is to establish and improve standards of financial
accounting and reporting for the guidance and education of the public, including issuers, auditors, and users of
financial information.

General Discussion of
GAAP Accounting for the Low-Income Housing Tax Credit

What's Your Business Really Worth?

Financial Facts Tool Kit
Here you'll find a vast array of information to help you begin planning for a secure financial future. You don't have to be
an expert to make money add up for you. You just need to know how to get started.

Matrix, Interpreting The Real Estate Economy  

Soapbox, Appraisal Ethics, ...

Socketsite, San Francisco Real Estate ...

State of California, Department of real Estate
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